BridgeSpan Health Insurance in Centerville, Utah

Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

BridgeSpan Health Company is one of 4 confirmed carriers offering marketplace plans in Utah Rating Area 3 for 2026.
Centerville residents primarily choose between HMO and EPO plan types on HealthCare.gov, as PPO plans are not available on-exchange in Utah.
Utah expanded Medicaid in 2020, making adults with income up to 138% of the Federal Poverty Level (FPL) eligible for coverage.
The average uninsured rate in Centerville is 4.5%, per U.S. Census Bureau ACS 2024 5-year estimates.

For Centerville, Utah, residents seeking health insurance, BridgeSpan Health Company is a key provider of plans available through HealthCare.gov. As part of Utah Rating Area 3, which encompasses Davis, Salt Lake, Summit, Tooele, and Wasatch counties, BridgeSpan Health Company offers a range of options designed to meet diverse needs. Whether you're looking for individual coverage or family plans, understanding your choices, eligibility for subsidies, and local healthcare landscape is essential. Centerville, with a population of 16,679 and an uninsured rate of 4.5% per U.S. Census Bureau ACS 2024 5-year estimates, offers a competitive marketplace for health coverage.

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What Plan Options Does BridgeSpan Health Company Offer in Centerville?

In Centerville, BridgeSpan Health Company provides health insurance plans primarily through HealthCare.gov, Utah's federal marketplace. For 2026, residents in Utah Rating Area 3 will find that the marketplace choice is between Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) network structures. Unlike some other states, PPO (Preferred Provider Organization) plans are not available on-exchange in Utah. BridgeSpan Health Company's offerings typically include plans across various metal tiers—Bronze, Silver, Gold, and sometimes Catastrophic plans for eligible individuals under 30 or with hardship exemptions—each with different cost-sharing structures and premium levels. These plans are designed to comply with the Affordable Care Act (ACA), ensuring essential health benefits are covered.

Understanding Health Insurance Costs and Subsidies in Centerville

The cost of health insurance from BridgeSpan Health Company, or any other carrier, in Centerville depends on several factors, including your age, household size, chosen plan's metal tier, and tobacco use. However, many Centerville residents qualify for financial assistance to make coverage more affordable. Advance Premium Tax Credits (APTCs) are available through HealthCare.gov for individuals and families with household incomes between 100% and 400% of the Federal Poverty Level (FPL), significantly reducing monthly premiums. Additionally, those with incomes up to 250% FPL may qualify for Cost-Sharing Reductions (CSRs) on Silver plans, lowering deductibles, copayments, and out-of-pocket maximums. For example, a Centerville individual earning $35,000 annually (approximately 235% FPL) would likely qualify for substantial premium subsidies and potentially CSRs on a Silver plan. This support is crucial in Davis County, where the median household income is $110,884, and the uninsured rate is 5.7% per U.S. Census Bureau ACS 2024 5-year estimates.

BridgeSpan Health Company and the Centerville Healthcare Landscape

Centerville is located in Davis County, which is home to several acute care hospitals that may be part of BridgeSpan Health Company's network, depending on the specific plan chosen. These include Holy Cross Hospital-davis in Layton, Lakeview Hospital in Bountiful, Intermountain Health Layton Hospital in Layton, and Western Peaks Specialty Hospital also in Bountiful. When selecting a BridgeSpan Health Company plan, it's important to verify if your preferred doctors and local hospitals, such as Holy Cross Hospital-davis, are in-network to ensure seamless access to care. The Centerville area, part of Utah Rating Area 3, serves a population of 16,679 with a median age of 39.5 years and a poverty rate of 3.1%, indicating a community with diverse healthcare needs.

Utah Medicaid and CHIP Eligibility for Centerville Residents

Utah expanded its Medicaid program in 2020, making comprehensive health coverage available to many low-income adults. In Centerville, adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. This is a crucial difference from states without Medicaid expansion, ensuring that more residents have access to affordable care without a coverage gap. Beyond standard adult Medicaid, Utah offers specific programs for vulnerable populations:

Pregnant Women: Coverage is available for pregnant women with incomes up to 144% FPL, including prenatal care, labor and delivery, and postpartum support. Applications can be submitted through Utah's Medicaid portal (medicaid.utah.gov).
Children: The Children's Health Insurance Program (CHIP) covers uninsured children in households with incomes up to 200% FPL.

These programs ensure that essential healthcare is accessible to families and individuals across a broader income spectrum in Centerville and Davis County.

Health Insurance Carriers in Centerville

In 2026, 4 carriers offer marketplace plans in Utah Rating Area 3, which covers Centerville and the surrounding Davis, Salt Lake, Summit, Tooele, and Wasatch counties. This ensures a competitive environment with multiple options for residents. The confirmed carriers for this rating area are:

BridgeSpan Health Company
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

When choosing a plan, it's advisable to compare the networks, benefits, and costs of each carrier to find the best fit for your specific healthcare needs and budget.

Making the Right Health Insurance Decision in Centerville

Choosing the right health insurance plan in Centerville involves evaluating your healthcare needs, financial situation, and preferred providers.

If your income is below 138% FPL: You likely qualify for Utah Medicaid. Apply directly through medicaid.utah.gov.
If your income is between 100% and 400% FPL: You are eligible for Advance Premium Tax Credits (APTCs) through HealthCare.gov. Consider a Silver plan, especially if your income is below 250% FPL, to also benefit from Cost-Sharing Reductions.
If your income is above 400% FPL: You will pay the full premium, but can still find comprehensive plans on HealthCare.gov or explore off-marketplace options.

A licensed health insurance producer can provide personalized guidance, helping you navigate the options from BridgeSpan Health Company and other carriers, compare plans, and understand your subsidy eligibility, all at no cost to you.

Frequently Asked Questions

What plan types does BridgeSpan Health Company offer in Centerville, Utah?

In Centerville, Utah, BridgeSpan Health Company typically offers Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans through HealthCare.gov. PPO plans are not available on-exchange in Utah.

Can I get a subsidy for a BridgeSpan Health Company plan in Centerville?

Yes, if your household income falls between 100% and 400% of the Federal Poverty Level (FPL), you may qualify for Advance Premium Tax Credits (APTCs) to lower your monthly premiums for plans purchased through HealthCare.gov, including those from BridgeSpan Health Company.

Is Medicaid available in Centerville, Utah, for low-income residents?

Yes, Utah expanded Medicaid in 2020. Adults with income up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid, which provides comprehensive, low-cost health coverage.

How many health insurance carriers operate in Centerville's rating area?

For 2026, Centerville is part of Utah Rating Area 3, which is served by 4 confirmed health insurance carriers offering plans on HealthCare.gov, including BridgeSpan Health Company.