BridgeSpan Health Insurance Plans in Draper, Utah

Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

BridgeSpan Health Company is one of 5 carriers offering marketplace plans in Utah's Rating Area 3, which includes Draper, for 2026.
Marketplace plans in Utah, including those from BridgeSpan Health Company, are exclusively Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) types. PPO plans are not available on-exchange.
Draper residents with incomes up to 138% of the Federal Poverty Level may qualify for Utah Medicaid, expanded in 2020.
The average uninsured rate in Draper is 4.7%, significantly lower than Salt Lake County's 9.2% uninsured rate, per U.S. Census Bureau ACS 2024 5-year estimates.

For residents of Draper, Utah, exploring health insurance options, BridgeSpan Health Company stands as one of the key providers on the HealthCare.gov marketplace. As of 2026, BridgeSpan Health Company offers a range of plans within Rating Area 3, which encompasses Draper and surrounding counties like Davis, Salt Lake, Summit, Tooele, and Wasatch. Understanding the specific plan types available, how subsidies can reduce costs, and the local healthcare landscape is essential for making an informed decision. Utah's marketplace focuses on HMO and EPO plans, with robust options for financial assistance based on household income. Our licensed agents can help you navigate these choices and find a plan that aligns with your needs.

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What Types of BridgeSpan Health Company Plans Are Available in Draper?

In Utah, the health insurance marketplace on HealthCare.gov offers two primary plan types: Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. This means that if you're shopping for coverage from BridgeSpan Health Company or any other carrier in Draper through the exchange, your choice will be between these two network structures. PPO (Preferred Provider Organization) plans are not available on-exchange in Utah, a key difference from many other states.

HMO Plans: These plans typically require you to choose a primary care provider (PCP) within the network who then refers you to specialists. They emphasize coordinated care and often have lower monthly premiums.
EPO Plans: EPO plans offer more flexibility than HMOs, as you usually don't need a PCP referral to see a specialist within the network. However, they generally do not cover out-of-network care except in emergencies.

When selecting a BridgeSpan Health Company plan, it's crucial to review the specific plan's network to ensure your preferred doctors, specialists, and facilities, such as Lone Peak Hospital in Draper, are included.

Understanding Financial Assistance for BridgeSpan Health Company Plans in Draper

Many Draper residents can significantly reduce the cost of their BridgeSpan Health Company health insurance plans through federal subsidies available on HealthCare.gov. These subsidies come in two main forms:

Premium Tax Credits (PTC): These credits lower your monthly premium payment. Eligibility is based on household income, generally for those earning between 100% and 400% of the Federal Poverty Level (FPL).
Cost-Sharing Reductions (CSRs): Available only with Silver-tier plans, CSRs reduce the amount you pay out-of-pocket for deductibles, copayments, and coinsurance. You must have an income between 100% and 250% of the FPL to qualify for CSRs.

For individuals and families in Draper, Utah, with household incomes below 138% of the FPL, comprehensive coverage may be available through Utah Medicaid. Utah expanded its Medicaid program in 2020, offering a vital safety net for lower-income adults, pregnant women (up to 144% FPL), and children through CHIP (up to 200% FPL).

Health Insurance Carriers in Draper

In 2026, 5 carriers offer marketplace plans in Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, and Wasatch counties. Draper residents have options beyond BridgeSpan Health Company, allowing for comparison of networks, benefits, and costs. The confirmed carriers for this rating area include:

BridgeSpan Health Company
Imperial Health Plan of Utah
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

Draper, located in Salt Lake County, has a population of 50,278 with a median income of $128,910, per U.S. Census Bureau ACS 2024 5-year estimates. The city's uninsured rate of 4.7% is notably lower than the 9.2% uninsured rate for Salt Lake County as a whole, indicating strong existing coverage. Salt Lake County is home to 10 acute care hospitals, including Lone Peak Hospital in Draper, Intermountain Medical Center in Murray, and University of Utah Hospital and Clinics in Salt Lake City, providing extensive healthcare infrastructure.

Choosing the Right BridgeSpan Health Company Plan in Draper

Selecting the best health plan involves considering your healthcare needs, budget, and preferred providers. Here's a guide to help Draper residents decide:

Assess Your Healthcare Usage: If you anticipate frequent doctor visits or have ongoing medical conditions, a plan with lower out-of-pocket costs (like a Gold or Silver plan with CSRs) might be more suitable, even if premiums are higher. If you're generally healthy and only need catastrophic coverage, a Bronze or Catastrophic plan might be an option.
Verify Network Coverage: Always confirm that your current doctors, specialists, and any preferred hospitals like Lone Peak Hospital are in-network for any BridgeSpan Health Company plan you consider. This is especially important for HMO and EPO plans.
Compare Premiums and Deductibles: Balance your monthly premium with the deductible and other cost-sharing amounts. A lower premium often means a higher deductible, and vice-versa.
Consider Utah Medicaid: If your income is at or below 138% FPL, explore Utah Medicaid. It offers comprehensive benefits with very low or no out-of-pocket costs.

A licensed health insurance producer can provide personalized guidance, helping you compare BridgeSpan Health Company plans with other carriers, calculate potential subsidies, and ensure you enroll in a plan that meets your specific needs and budget.

Frequently Asked Questions

What types of plans does BridgeSpan Health Company offer in Draper, Utah?

In Draper, BridgeSpan Health Company, like other marketplace carriers in Utah, offers Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. PPO plans are not available on the HealthCare.gov marketplace in Utah.

Can I get a subsidy for a BridgeSpan Health Company plan in Draper?

Yes, if your household income falls between 100% and 400% of the Federal Poverty Level (FPL), you may qualify for premium tax credits and cost-sharing reductions, which can significantly lower your monthly premiums and out-of-pocket costs for BridgeSpan Health Company plans purchased through HealthCare.gov.

How does Utah's Medicaid expansion affect health insurance in Draper?

Utah expanded Medicaid in 2020, meaning adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for comprehensive, low-cost health coverage through Utah Medicaid. This provides an important safety net, differing from states without expansion.

What hospitals in Salt Lake County might work with BridgeSpan Health Company plans?

BridgeSpan Health Company plans will have specific networks. Major hospitals in Salt Lake County include Lone Peak Hospital in Draper, Intermountain Medical Center in Murray, and University of Utah Hospital and Clinics in Salt Lake City. It is crucial to verify if your preferred providers and hospitals are in-network with any specific BridgeSpan Health Company plan before enrolling.