BridgeSpan Health Insurance Plans in Highland, Utah

Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

BridgeSpan Health Company is one of 5 carriers offering marketplace plans in Highland, Utah for 2026.
Highland residents can access plans with HMO and EPO network structures via HealthCare.gov. PPO plans are not available on-exchange in Utah.
Utah expanded Medicaid in 2020, covering adults up to 138% FPL, pregnant women up to 144% FPL, and children up to 200% FPL.
Highland's uninsured rate is 4.4%, significantly lower than Utah County's 7.5%, per U.S. Census Bureau ACS 2024 estimates.

Navigating health insurance options in Highland, Utah, involves understanding what plans are available through the federal marketplace, HealthCare.gov, and how local providers fit into those networks. For 2026, BridgeSpan Health Company is a key provider in Highland, offering a range of health insurance plans. This guide details your options, eligibility for financial assistance, and how to find the right coverage for your family in Utah County.

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What Are BridgeSpan Health Company's Plan Options in Highland?

BridgeSpan Health Company offers health insurance plans to residents of Highland, Utah, through HealthCare.gov. As with all marketplace plans in Utah, BridgeSpan Health Company's offerings primarily include Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. PPO (Preferred Provider Organization) plans are not available on the Utah marketplace. These plans are categorized into metal tiers: Bronze, Silver, Gold, and Platinum, indicating the cost-sharing split between you and the insurer. Bronze plans typically have lower monthly premiums but higher deductibles and out-of-pocket maximums, making them suitable for those who anticipate minimal medical care or want catastrophic coverage. Silver plans balance premiums and out-of-pocket costs. They are particularly valuable for individuals and families who qualify for Cost-Sharing Reductions (CSRs), which can significantly lower deductibles, copayments, and out-of-pocket maximums. Gold plans feature higher monthly premiums but lower deductibles and out-of-pocket costs, ideal for those who expect to use medical services frequently. Platinum plans offer the highest premiums and the lowest out-of-pocket costs, providing extensive coverage from the start. When evaluating BridgeSpan Health Company's plans, it's crucial to consider the network structure (HMO or EPO) and ensure your preferred doctors and hospitals are in-network to minimize costs.

How Do Subsidies and Medicaid Affect Coverage in Highland?

Many Highland residents can receive financial assistance to make health insurance more affordable. These subsidies, officially known as Premium Tax Credits (PTCs), are available to individuals and families with incomes between 100% and 400% of the Federal Poverty Level (FPL). For those with incomes below 100% FPL, or up to 138% FPL, Utah's expanded Medicaid program offers a vital safety net. Utah expanded Medicaid in 2020, meaning adults with incomes up to 138% FPL qualify for comprehensive, low-cost coverage. This expansion is a significant difference from some other states and ensures that many low-income residents in Highland have access to care. Specifically, pregnant women in Utah may qualify for Medicaid up to 144% FPL, and children through the Children's Health Insurance Program (CHIP) up to 200% FPL. These programs provide excellent coverage for vulnerable populations. To determine your eligibility for subsidies or Medicaid, you must apply through HealthCare.gov. The application will assess your household income and size to provide an accurate determination of the assistance you qualify for.

Health Insurance Carriers in Highland

For the 2026 plan year, residents of Highland, Utah, located in Rating Area 4, have a choice of 5 health insurance carriers offering plans through HealthCare.gov. These carriers provide a range of options across the various metal tiers and network types (HMO and EPO). The confirmed carriers for Rating Area 4 in 2026 are:

BridgeSpan Health Company
Imperial Health Plan of Utah
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

When comparing plans, evaluate not only the premiums and cost-sharing but also the provider networks to ensure your preferred doctors and medical facilities are covered.

Local Healthcare Landscape in Highland and Utah County

Highland, a city with a population of 20,119, is situated in Utah County, which has a much larger population of 705,400, per U.S. Census Bureau ACS 2024 5-year estimates. Highland boasts a median household income of $186,075 and a low uninsured rate of 4.4%, significantly below Utah County's 7.5% uninsured rate. This robust economic profile and lower uninsured rate suggest a community with strong access to health coverage. Utah County, which comprises Rating Area 4, is home to several major hospitals. These include Intermountain Health Utah Valley Hospital in Provo, Mountain View Hospital in Payson, American Fork Hospital in American Fork, Orem Community Hospital in Orem, Timpanogos Regional Hospital in Orem, and Intermountain Health Spanish Fork Hospital in Spanish Fork. When selecting a BridgeSpan Health Company plan, it is important to confirm that these or other preferred local hospitals are part of the plan's network.

Choosing the Right BridgeSpan Health Company Plan in Highland

Selecting the best health insurance plan depends on your individual health needs, financial situation, and preferred access to care. Here's a decision-making framework for Highland residents considering BridgeSpan Health Company plans:

If your income is below 138% FPL: You likely qualify for Utah Medicaid. This is typically the most comprehensive and lowest-cost option. Apply through medicaid.utah.gov.
If your income is between 100% and 250% FPL: You may qualify for significant Premium Tax Credits and Cost-Sharing Reductions (CSRs). Silver plans are often the best value in this range, as CSRs dramatically lower your out-of-pocket costs.
If your income is between 250% and 400% FPL: You can still receive Premium Tax Credits, which reduce your monthly premiums. Compare Bronze, Silver, and Gold plans based on your expected healthcare usage.
If your income is above 400% FPL: You are likely not eligible for subsidies, but you can still purchase a plan through HealthCare.gov. Focus on the metal tier that aligns with your budget and anticipated medical needs.

Consider the plan's deductible, copayments, coinsurance, and annual out-of-pocket maximum. If you have specific doctors or specialists, verify they are in BridgeSpan Health Company's network for your chosen plan.

Frequently Asked Questions

Can I get BridgeSpan Health Company plans in Highland, Utah?

Yes, BridgeSpan Health Company is one of five carriers offering marketplace health plans in Highland, Utah (Rating Area 4) for the 2026 plan year. You can explore their plan options on HealthCare.gov.

What types of health plans does BridgeSpan Health Company offer in Utah?

In Utah, marketplace plans primarily consist of HMO and EPO network structures. PPO plans are not available on-exchange. BridgeSpan Health Company, like other carriers, offers plans within the HMO and EPO frameworks in Highland.

Does Utah have expanded Medicaid, and how does it affect Highland residents?

Yes, Utah expanded Medicaid in 2020. This means adults with incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. Pregnant women can qualify up to 144% FPL, and children for CHIP up to 200% FPL, providing comprehensive, low-cost coverage options for many Highland residents.

Where can I find hospitals covered by BridgeSpan Health Company in Utah County?

Utah County, which includes Highland, has six acute care hospitals, including Intermountain Health Utah Valley Hospital in Provo and American Fork Hospital in American Fork. When choosing a BridgeSpan Health Company plan, verify that your preferred hospitals and providers are within its network for the specific plan you select.