Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

BridgeSpan Health Insurance Plans in Holladay, Utah

BridgeSpan Health Company is one of 5 carriers offering marketplace plans in Holladay's Rating Area 3 for 2026.
Marketplace plans in Utah are limited to HMO and EPO network types; PPO plans are not available on-exchange.
Holladay residents may qualify for subsidies on HealthCare.gov if their income is between 100% and 400% FPL.
Utah expanded Medicaid in 2020, covering adults up to 138% FPL, and pregnant women up to 144% FPL.

Navigating health insurance options in Holladay, Utah, can seem daunting, but residents have access to plans from BridgeSpan Health Company through the federal HealthCare.gov marketplace. For 2026, BridgeSpan Health Company is one of five insurers providing coverage in Rating Area 3, which includes Holladay and the broader Salt Lake County. These plans primarily feature HMO and EPO network structures, as PPO plans are not offered on-exchange in Utah. Depending on your household income, you may qualify for significant financial assistance to lower your monthly premiums and out-of-pocket costs, making comprehensive health coverage more affordable.

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What Are Your BridgeSpan Health Company Options in Holladay?

As a resident of Holladay, you can explore various health plan options from BridgeSpan Health Company via HealthCare.gov. All plans offered through the marketplace are Affordable Care Act (ACA)-compliant, meaning they cover essential health benefits, including preventive care, emergency services, prescription drugs, and mental health services. In Utah, marketplace plans are available as either Health Maintenance Organization (HMO) or Exclusive Provider Organization (EPO) networks. This means your choice will typically involve selecting a primary care provider (PCP) within the network for HMOs and possibly needing referrals for specialists, or having more flexibility with EPOs provided you stay within the network. For 2026, BridgeSpan Health Company, along with four other carriers, offers plans in Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, and Wasatch counties. This ensures that Holladay residents have options for coverage that align with their specific healthcare needs and budgets. It is essential to review the plan's Summary of Benefits and Coverage (SBC) to understand cost-sharing details, deductibles, copayments, and out-of-pocket maximums before enrolling.

Understanding Financial Assistance for Holladay Residents

Many Holladay residents qualify for financial assistance, significantly reducing the cost of health insurance. These subsidies are available through HealthCare.gov and are based on your household income relative to the Federal Poverty Level (FPL). There are two main types of subsidies:

Premium Tax Credits (PTC): These credits lower your monthly premium payments. If your household income is between 100% and 400% FPL, you are likely eligible. The amount of your tax credit is based on a sliding scale, ensuring that premiums remain an affordable percentage of your income.
Cost-Sharing Reductions (CSRs): These subsidies lower your out-of-pocket costs, such as deductibles, copayments, and coinsurance. CSRs are only available if you enroll in a Silver-tier plan and your income is between 100% and 250% FPL. Enhanced Silver plans provide richer benefits, effectively making them comparable to Gold or Platinum plans while maintaining lower premiums.

For individuals and families with incomes below 138% FPL, Utah expanded Medicaid in 2020. This means you may qualify for comprehensive, low-cost or no-cost health coverage through Utah Medicaid. Pregnant women with incomes up to 144% FPL and children in households up to 200% FPL are also eligible for specific Medicaid or CHIP programs.

Health Insurance Carriers in Holladay

In 2026, 5 carriers offer marketplace plans in Rating Area 3, which serves Holladay, Utah. BridgeSpan Health Company is one of these options, providing competitive plans to residents. When choosing a plan, consider not only the premium but also the network of doctors and hospitals, the deductible, and the out-of-pocket maximum. The confirmed carriers for Holladay and the wider Rating Area 3 for the 2026 plan year include:

BridgeSpan Health Company
Imperial Health Plan of Utah
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

Each of these carriers offers a range of HMO and EPO plans across different metal tiers (Bronze, Silver, Gold), allowing you to select coverage that best fits your medical needs and financial situation. For example, individuals needing frequent medical care might find a Gold plan with higher premiums but lower out-of-pocket costs more beneficial, while those who prefer lower monthly payments might opt for a Bronze plan.

Key Healthcare Providers in Salt Lake County

Holladay is located in Salt Lake County, which is home to a robust network of hospitals and healthcare facilities. BridgeSpan Health Company plans will typically include access to major healthcare systems within the county, though specific network participation can vary by plan. Salt Lake County has a population of 1,196,523 and an uninsured rate of 9.2% per U.S. Census Bureau ACS 2024 5-year estimates. This diverse area benefits from 10 acute care hospitals, offering a wide range of specialized services. Major hospitals in Salt Lake County include:

Holy Cross Hospital - Salt Lake (Salt Lake City)
Lds Hospital (Salt Lake City)
University of Utah Hospital and Clinics (Salt Lake City)
Intermountain Medical Center (Murray)
Intermountain Health Alta View Hospital (Sandy)
St Mark's Hospital (Salt Lake City)
Holy Cross Hospital-jordan Valley (West Jordan)
Intermountain Health Riverton Hospital (Riverton)
Lone Peak Hospital (Draper)
Primary Children's Hospital (Salt Lake City)

When selecting a BridgeSpan Health Company plan, it is crucial to verify that your preferred doctors, specialists, and hospitals are in-network. The Holladay area, with its population of 31,099 and a median income of $117,043, is well-served by these facilities, ensuring residents have access to quality care.

Making Your Health Insurance Decision in Holladay

Choosing the right health insurance plan requires careful consideration of your health needs, financial situation, and preferred providers. Here’s a guide to help you make an informed decision:

Assess Your Income: If your household income is below 138% of the Federal Poverty Level, you should apply for Utah Medicaid directly through medicaid.utah.gov, as you will likely qualify for comprehensive, low-cost coverage.
Utilize Subsidies: If your income is between 100% and 400% FPL, explore plans on HealthCare.gov. Focus on how premium tax credits can lower your monthly payments.
Consider Plan Tiers: Bronze plans have lower premiums but higher deductibles, suitable for those who anticipate minimal medical care. Silver plans offer a balance and are the only tier eligible for Cost-Sharing Reductions, making them excellent value for those between 100% and 250% FPL. Gold plans have higher premiums but lower out-of-pocket costs, ideal for those who expect frequent medical needs.
Check Networks: Always confirm that your doctors, specialists, and preferred hospitals are included in the network of any BridgeSpan Health Company plan you consider.

A licensed health insurance agent can provide personalized guidance, helping you compare plans from BridgeSpan Health Company and other carriers, understand your subsidy eligibility, and navigate the enrollment process—all at no cost to you.

Frequently Asked Questions

What types of plans does BridgeSpan Health Company offer in Holladay?

In Holladay, BridgeSpan Health Company offers plans with HMO (Health Maintenance Organization) and EPO (Exclusive Provider Organization) network structures through the HealthCare.gov marketplace. PPO plans are not available on-exchange in Utah for 2026.

Can I get a subsidy for BridgeSpan Health Company plans in Holladay?

Yes, if your household income falls between 100% and 400% of the Federal Poverty Level (FPL), you may qualify for premium tax credits to lower your monthly costs. Individuals and families below 138% FPL may qualify for Utah Medicaid.

How do I enroll in a BridgeSpan Health Company plan in Holladay?

You can enroll in a BridgeSpan Health Company plan during the annual Open Enrollment Period through HealthCare.gov. If you experience a qualifying life event like marriage, birth of a child, or loss of other coverage, you may be eligible for a Special Enrollment Period. A licensed agent can assist you with the application process for free.

Which hospitals are typically in-network for BridgeSpan Health Company plans in Salt Lake County?

BridgeSpan Health Company plans in Salt Lake County will typically include major hospital systems such as University of Utah Hospital and Clinics, Intermountain Medical Center, and St Mark's Hospital. It's crucial to verify the specific network for any plan you consider to ensure your preferred providers are covered.