BridgeSpan Health Insurance in Magna, Utah
- BridgeSpan Health Company is one of 5 carriers offering marketplace plans in Magna's Rating Area 3 for 2026.
- Utah's marketplace (HealthCare.gov) offers HMO and EPO plans, but PPO plans are not available on-exchange.
- Utah expanded Medicaid in 2020, covering adults up to 138% of the Federal Poverty Level (FPL).
- Salt Lake County, which includes Magna, has an uninsured rate of 9.2% per U.S. Census Bureau ACS 2024 5-year estimates.
Get Your Free Health Insurance Quote
A licensed agent can compare coverage options for you at no cost.
You're all set!
A licensed agent will reach out shortly.
What Health Insurance Plans Are Available from BridgeSpan Health Company in Magna?
In Magna, and throughout Utah's Rating Area 3, BridgeSpan Health Company offers plans primarily structured as Health Maintenance Organization (HMO) or Exclusive Provider Organization (EPO) networks. These plan types emphasize using a network of providers, with HMOs typically requiring a primary care physician referral for specialists, while EPOs offer more flexibility within their network without requiring referrals. It is important to note that PPO (Preferred Provider Organization) plans are not available on-exchange through HealthCare.gov in Utah; your marketplace choice will be between HMO and EPO options. When selecting a plan from BridgeSpan Health Company, you will choose from different metal tiers: Bronze, Silver, Gold, and Platinum. These tiers categorize plans by how you and your plan share costs:- Bronze plans: Offer lower monthly premiums but higher deductibles and out-of-pocket maximums. They cover 60% of costs on average, suitable for those who expect minimal healthcare use or want catastrophic coverage.
- Silver plans: Provide a balance of moderate premiums and out-of-pocket costs, covering 70% of costs on average. These plans are particularly valuable for those who qualify for Cost-Sharing Reductions (CSRs), which can significantly lower deductibles, copays, and out-of-pocket maximums, making Silver plans much richer than their standard value.
- Gold plans: Feature higher monthly premiums but lower deductibles and out-of-pocket maximums, covering 80% of costs on average. Ideal for those who anticipate more frequent medical care.
Understanding Financial Assistance and Utah Medicaid in Magna
Many Magna residents qualify for financial assistance to make health insurance more affordable. This assistance comes in two main forms:- Premium Tax Credits (Subsidies): These credits reduce your monthly premium payments for plans purchased through HealthCare.gov. Eligibility is based on household income relative to the Federal Poverty Level (FPL).
- Cost-Sharing Reductions (CSRs): These are available only with Silver plans for individuals and families with incomes up to 250% FPL. CSRs lower your deductibles, copayments, and out-of-pocket maximums, making a Silver plan significantly more comprehensive.
Health Insurance Carriers in Magna
For the 2026 plan year, Magna residents have a choice of health plans from multiple carriers in Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, and Wasatch counties. In 2026, 5 carriers offer marketplace plans in Rating Area 3:- BridgeSpan Health Company
- Imperial Health Plan of Utah
- Regence BlueCross BlueShield of Utah
- Select Health
- University of Utah Health Plans
Local Healthcare Landscape in Salt Lake County
Magna is located in Salt Lake County, which is home to a robust healthcare infrastructure. Salt Lake County has a population of 1,196,523, with a median household income of $97,494 and an uninsured rate of 9.2%, per U.S. Census Bureau ACS 2024 5-year estimates. The county offers a comprehensive network of hospitals and medical centers, including major facilities like University of Utah Hospital and Clinics, Intermountain Medical Center, and St Mark's Hospital in Salt Lake City. Other significant hospitals in Salt Lake County include Holy Cross Hospital - Salt Lake, LDS Hospital, Intermountain Health Alta View Hospital, Holy Cross Hospital-Jordan Valley, Intermountain Health Riverton Hospital, Lone Peak Hospital, and Primary Children's Hospital. These facilities provide a wide array of acute care and specialized services for residents across Rating Area 3.Choosing the Right BridgeSpan Health Company Plan in Magna
When evaluating BridgeSpan Health Company plans or any other carrier's offerings in Magna, consider the following:- Your Healthcare Needs: If you visit the doctor frequently or have chronic conditions, a Gold plan with lower out-of-pocket costs might be more economical in the long run, despite higher premiums. If you are generally healthy, a Bronze plan might suffice, especially if you qualify for subsidies.
- Prescription Medications: Check the formulary (list of covered drugs) for any plan you consider to ensure your medications are covered and what their cost-sharing will be.
- Doctor and Hospital Preferences: Confirm that your preferred doctors, specialists, and hospitals are in the network of any BridgeSpan Health Company plan you are considering. HMO and EPO plans have specific network rules.
- Financial Assistance: Always apply through HealthCare.gov to see if you qualify for premium tax credits or cost-sharing reductions, as these can significantly impact your out-of-pocket expenses.
Frequently Asked Questions
Are BridgeSpan Health Company plans available on HealthCare.gov in Magna?
Yes, BridgeSpan Health Company is one of 5 confirmed carriers offering plans on HealthCare.gov in Magna's Rating Area 3 for the 2026 plan year. These plans are eligible for premium tax credits.
What type of plans does BridgeSpan Health Company offer in Magna, Utah?
In Utah, marketplace plans, including those from BridgeSpan Health Company, are typically structured as Health Maintenance Organization (HMO) or Exclusive Provider Organization (EPO) plans. PPO plans are not available on-exchange in Utah.
Can I get financial assistance for BridgeSpan Health Company plans in Magna?
Yes, individuals and families in Magna may qualify for premium tax credits and cost-sharing reductions based on their income, which can significantly lower the cost of BridgeSpan Health Company marketplace plans. These subsidies are applied when you enroll through HealthCare.gov.
Does Utah have expanded Medicaid?
Yes, Utah expanded its Medicaid program in 2020. Adults with incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid, which provides comprehensive, low-cost coverage.