Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

BridgeSpan Health Insurance Plans in Summit County, Utah

BridgeSpan Health Company is one of four carriers offering marketplace plans in Summit County, Utah, for the 2026 plan year.
Marketplace plans in Utah, including BridgeSpan Health Company's offerings, are limited to HMO and EPO network types; PPO plans are not available on-exchange.
Summit County residents with incomes between 100% and 400% FPL may qualify for significant subsidies on HealthCare.gov plans.
Utah expanded Medicaid in 2020, providing coverage for adults with incomes up to 138% FPL, including those in Summit County.

BridgeSpan Health Company offers marketplace health insurance plans to residents of Summit County, Utah, through HealthCare.gov. As one of four confirmed carriers for 2026 in Rating Area 3, BridgeSpan Health Company provides coverage options designed to meet various needs and budgets. It is important to note that Utah's marketplace offers HMO and EPO plans, but PPO plans are not available on-exchange. Depending on your household income, you may qualify for substantial financial assistance to reduce your monthly premiums and out-of-pocket costs, making coverage more affordable.

Get Your Free Health Insurance Quote

A licensed agent can compare coverage options for you at no cost.

✓

You're all set!

A licensed agent will reach out shortly.

What BridgeSpan Health Company Plans Are Available in Summit County?

In Summit County, BridgeSpan Health Company offers plans with network structures common to the Utah marketplace: Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. When selecting a plan, understanding the differences between these network types is crucial. HMO plans typically require you to choose a primary care provider (PCP) within the network and get referrals for specialists, while EPO plans offer more flexibility to see specialists without a referral, as long as they are within the plan's network. PPO plans are not offered on-exchange in Utah, so your choice will be between these two managed care options. Summit County, part of Utah Rating Area 3, which also covers Davis, Salt Lake, Tooele, and Wasatch counties, has a population of 42,970 with a median income of $138,114, per U.S. Census Bureau ACS 2024 5-year estimates. The county's uninsured rate is 7.3%. Residents needing acute care have access to Park City Hospital in Park City. These local factors influence plan availability and network design for carriers like BridgeSpan Health Company, ensuring local access to care within their networks.

How Do Subsidies and Medicaid Work in Summit County, Utah?

Utah has a robust system of financial assistance to help make health insurance more affordable for its residents. Since Utah expanded Medicaid in 2020, adults with incomes up to 138% of the Federal Poverty Level (FPL) are eligible for comprehensive Utah Medicaid coverage. For individuals and families earning between 100% and 400% FPL, subsidies are available through HealthCare.gov. These subsidies come in two main forms:

Premium Tax Credits (PTC): These reduce your monthly premium payments. The amount of your tax credit is based on your household income and the cost of the benchmark Silver plan in your area.
Cost-Sharing Reductions (CSRs): Available exclusively with Silver plans for those earning up to 250% FPL, CSRs reduce your deductibles, copayments, and out-of-pocket maximums, significantly lowering your costs when you use medical services.

For pregnant women, Utah Medicaid covers those with incomes up to 144% FPL, providing essential prenatal, labor, delivery, and postpartum care. Uninsured children in households up to 200% FPL may qualify for Utah CHIP. You can apply for Medicaid or CHIP through Utah's Medicaid portal at medicaid.utah.gov.

Health Insurance Carriers in Summit County

In 2026, four carriers offer marketplace plans in Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, and Wasatch counties. These carriers provide a range of HMO and EPO plan options for residents to choose from through HealthCare.gov. The confirmed carriers for Summit County are:

BridgeSpan Health Company
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

When comparing plans from BridgeSpan Health Company and other carriers, consider the specific network of doctors and hospitals, the monthly premium, the deductible, and the out-of-pocket maximum. All plans cover essential health benefits, but the cost-sharing and network access will vary.

Choosing Your BridgeSpan Health Company Plan in Summit County

Deciding on the right health insurance plan requires evaluating your healthcare needs, budget, and preferred providers. Here’s a guide to help Summit County residents navigate their options:

Assess Your Healthcare Needs: If you anticipate frequent doctor visits or need prescription medications, a plan with a lower deductible and copayments might be more cost-effective, even with a higher premium. If you primarily need coverage for emergencies, a high-deductible Bronze or Silver plan might be suitable.
Understand Network Types: As Utah marketplace plans are HMO or EPO, ensure your preferred doctors and any specialists you see are within the BridgeSpan Health Company network for the plan you choose.
Consider Financial Assistance: If your income is below 400% FPL, explore your eligibility for premium tax credits and cost-sharing reductions on HealthCare.gov. These subsidies can significantly lower your overall costs.
Compare Metal Tiers:
- Bronze Plans: Offer the lowest premiums but have the highest deductibles and out-of-pocket maximums. Best for those who rarely use medical services or want catastrophic coverage.
- Silver Plans: Provide a balance of moderate premiums and deductibles. They are the only plans eligible for cost-sharing reductions if you qualify based on income.
- Gold Plans: Have higher premiums but lower deductibles and out-of-pocket costs, meaning the plan pays more of your medical expenses. Ideal if you expect to use a lot of medical care.

A licensed health insurance producer can provide personalized guidance, helping you compare BridgeSpan Health Company plans against other available options, check if your doctors are in-network, and ensure you receive all eligible financial assistance. This service is typically free to you.

Frequently Asked Questions

What types of BridgeSpan Health Company plans are available in Summit County, Utah?

In Summit County, Utah, BridgeSpan Health Company offers health insurance plans with HMO and EPO network structures through HealthCare.gov. PPO plans are not available on-exchange in Utah, meaning your marketplace choice will be between these two types of managed care plans.

How many health insurance carriers offer marketplace plans in Summit County for 2026?

For the 2026 plan year, four health insurance carriers, including BridgeSpan Health Company, offer marketplace plans in Rating Area 3, which covers Summit County. The other carriers are Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans.

Can I get financial assistance for BridgeSpan Health Company plans in Summit County?

Yes, if your household income falls between 100% and 400% of the Federal Poverty Level (FPL), you may qualify for subsidies to lower your monthly premiums and out-of-pocket costs on plans purchased through HealthCare.gov. Utah also expanded Medicaid in 2020, covering adults up to 138% FPL.

Does Summit County, Utah, have expanded Medicaid?

Yes, Utah expanded its Medicaid program in 2020. This means adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid, which provides comprehensive, low-cost health coverage.