BridgeSpan Health Insurance in Syracuse, Utah

Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

BridgeSpan Health Company is one of 4 carriers offering marketplace plans in Syracuse, Utah's Rating Area 3 for 2026.
Utah's marketplace, HealthCare.gov, offers HMO and EPO plans; PPO plans are not available on-exchange.
Syracuse residents may qualify for Utah Medicaid if their income is up to 138% of the Federal Poverty Level.
The median household income in Syracuse is $133,443, and the uninsured rate is a low 2.5%, per U.S. Census Bureau ACS 2024 5-year estimates.

For residents of Syracuse, Utah, seeking health insurance, BridgeSpan Health Company is a prominent option available through the federal marketplace, HealthCare.gov. BridgeSpan Health Company offers a range of plans designed to meet diverse needs, focusing on HMO (Health Maintenance Organization) and EPO (Exclusive Provider Organization) network structures. Understanding your options with BridgeSpan Health Company and other local carriers is crucial for selecting coverage that aligns with your healthcare needs and budget. Syracuse is part of Utah's Rating Area 3, which helps determine the specific plans and pricing available in the area.

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What Health Plans Does BridgeSpan Health Company Offer in Syracuse?

BridgeSpan Health Company, like other carriers in Utah, provides plans primarily structured as HMOs and EPOs on HealthCare.gov. These plan types differ in how they manage your access to doctors and specialists:

HMO (Health Maintenance Organization): With an HMO, you typically choose a primary care provider (PCP) within the plan's network. Your PCP then coordinates all your care and provides referrals to specialists when needed. HMOs often have lower monthly premiums and out-of-pocket costs but offer less flexibility outside their network.
EPO (Exclusive Provider Organization): EPO plans offer a network of doctors and hospitals you must use, similar to an HMO. However, EPOs generally do not require you to select a PCP or get referrals to see specialists within the network. You usually won't have coverage for out-of-network care, except in emergencies.

It is important to note that PPO (Preferred Provider Organization) plans are not available on-exchange in Utah for the 2026 plan year. This means Syracuse residents shopping on HealthCare.gov will choose between HMO and EPO options. When considering a BridgeSpan Health Company plan, review the specific network and provider directory to ensure your preferred doctors and hospitals, such as Holy Cross Hospital-davis in Layton or Lakeview Hospital in Bountiful, are included.

Who Qualifies for Subsidies on BridgeSpan Plans in Syracuse?

Financial assistance is available to many Syracuse residents to make health insurance more affordable. These subsidies, known as Advance Premium Tax Credits (APTCs) and Cost-Sharing Reductions (CSRs), can significantly lower your monthly premiums and out-of-pocket costs (deductibles, copayments, and coinsurance).

Eligibility for subsidies depends on your household income relative to the Federal Poverty Level (FPL). For 2026, individuals and families with incomes up to 400% FPL may qualify for premium tax credits. Cost-sharing reductions are available for those with incomes up to 250% FPL and are automatically applied to Silver-tier plans, making them a highly valuable option for eligible individuals.

For example, a single person in Syracuse earning between $15,000 and $60,000 annually may qualify for substantial premium tax credits. A family of four with an income between $30,000 and $120,000 would also likely be eligible. Utah expanded Medicaid in 2020, meaning adults with income up to 138% FPL may qualify for Utah Medicaid, which offers comprehensive coverage with little to no cost.

Health Insurance Carriers in Syracuse

In 2026, 4 carriers offer marketplace plans in Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, Wasatch counties, including Syracuse. Residents have a choice of plans from these confirmed local carriers:

BridgeSpan Health Company
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

When selecting a plan, it's advisable to compare options from all available carriers. Consider factors such as monthly premiums, deductibles, out-of-pocket maximums, and the specific network of doctors and hospitals. The Syracuse area, part of Davis County, is served by several hospitals including Holy Cross Hospital-davis in Layton and Lakeview Hospital in Bountiful, so ensuring your chosen plan covers these facilities is important.

Syracuse, Utah, with a population of 35,488 and a median household income of $133,443, boasts a low uninsured rate of 2.5%, per U.S. Census Bureau ACS 2024 5-year estimates. This is significantly lower than the state's average and reflects a community with strong access to health coverage. Davis County, the parent county, has a population of 370,924 and an uninsured rate of 5.7%, with facilities like Intermountain Health Layton Hospital also serving residents.

Next Steps for Enrolling in a BridgeSpan Plan

Choosing the right health insurance plan, whether from BridgeSpan Health Company or another carrier, requires careful consideration. Here are key steps to take:

Assess Your Needs: Consider your healthcare usage, preferred doctors, prescription medications, and overall budget.
Compare Plan Types: Decide between an HMO or EPO based on your preference for network flexibility and referral requirements.
Check Provider Networks: Confirm that your preferred doctors, specialists, and local hospitals like Holy Cross Hospital-davis are in the plan's network.
Estimate Costs: Compare premiums, deductibles, copayments, and out-of-pocket maximums across different plans and metal tiers (Bronze, Silver, Gold).
Determine Subsidy Eligibility: Use HealthCare.gov or consult a licensed agent to see if you qualify for premium tax credits or cost-sharing reductions.
Enroll During Open Enrollment: The primary time to enroll or change plans is during the annual Open Enrollment Period. You may also qualify for a Special Enrollment Period if you experience a qualifying life event like marriage, birth of a child, or loss of other coverage.

A licensed health insurance producer can provide personalized assistance, help you navigate the marketplace, compare plans from BridgeSpan Health Company and other carriers, and ensure you receive all eligible financial assistance. Their services are typically free to you.

Frequently Asked Questions

What types of health insurance plans does BridgeSpan Health Company offer in Syracuse, Utah?

In Syracuse, BridgeSpan Health Company offers plans with HMO and EPO network structures through HealthCare.gov. PPO plans are not available on-exchange in Utah for 2026. HMOs typically require you to choose a primary care provider and get referrals, while EPOs offer more flexibility within their network without requiring referrals.

How many health insurance carriers are available in Syracuse, Utah for 2026?

For the 2026 plan year, residents of Syracuse, Utah, which is part of Rating Area 3, have access to marketplace plans from 4 different health insurance carriers. These include BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans.

Can I get financial assistance to lower the cost of a BridgeSpan Health Company plan in Syracuse?

Yes, many Syracuse residents may qualify for subsidies (premium tax credits and cost-sharing reductions) to lower their monthly premiums and out-of-pocket costs on HealthCare.gov. Eligibility is based on household income relative to the Federal Poverty Level. A licensed agent can help you determine your eligibility and apply.

What is the uninsured rate in Syracuse, Utah?

According to U.S. Census Bureau ACS 2024 5-year estimates, Syracuse, Utah has a low uninsured rate of 2.5%, significantly below the state average. This indicates high rates of coverage among city residents.