Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Bridgespan Health Insurance in Wasatch County, Utah: Your Local 2026 Options

Bridgespan Health plans are not available on the HealthCare.gov marketplace in Wasatch County, Utah for 2026.
Wasatch County residents can choose from two confirmed carriers for 2026 marketplace plans: Select Health and University of Utah Health Plans.
All marketplace plans in Utah are either HMO or EPO network types; PPO plans are not offered on-exchange.
Utah expanded Medicaid in 2020, covering adults with income up to 138% of the Federal Poverty Level (FPL).
Wasatch County has a population of 36,642 and a 7.5% uninsured rate, per U.S. Census Bureau ACS 2024 5-year estimates.

If you're searching for Bridgespan Health insurance options in Wasatch County, Utah, it's important to know that Bridgespan Health plans are not currently offered on the HealthCare.gov marketplace for the 2026 plan year. However, residents of Wasatch County still have access to quality, subsidized health insurance plans from other reputable carriers. For 2026, marketplace shoppers in Wasatch County can choose from plans offered by Select Health and University of Utah Health Plans. These carriers provide a range of HMO and EPO plans designed to meet diverse healthcare needs and budgets.

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What Health Insurance Options Are Available in Wasatch County?

While Bridgespan Health plans are not an option, residents of Wasatch County, Utah, can explore plans from two confirmed carriers on the HealthCare.gov federal marketplace for the 2026 plan year: Select Health and University of Utah Health Plans. These plans are available in Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, and Wasatch counties. All individual and family health insurance plans available on-exchange in Utah are structured as either Health Maintenance Organization (HMO) or Exclusive Provider Organization (EPO) networks. This means PPO (Preferred Provider Organization) plans are not offered through the marketplace in Utah. When choosing a plan, it's crucial to understand the differences between HMO and EPO networks, particularly regarding primary care physician referrals and out-of-network coverage. Wasatch County, with a population of 36,642 and an uninsured rate of 7.5% (per U.S. Census Bureau ACS 2024 5-year estimates), relies on these marketplace options. Residents needing acute care typically travel to neighboring counties, as Wasatch County does not have any acute care hospitals within its boundaries.

Understanding Marketplace Plans and Subsidies in Utah

The Affordable Care Act (ACA) marketplace, accessed through HealthCare.gov in Utah, categorizes plans into "metal tiers": Bronze, Silver, Gold, and Platinum. These tiers indicate how you and your plan share the costs of care, with Bronze plans typically having lower monthly premiums and higher out-of-pocket costs, and Gold/Platinum plans having higher premiums but lower out-of-pocket expenses. Bronze Plans: Cover approximately 60% of healthcare costs, with you paying about 40%. Best for those who want low monthly premiums and can afford higher out-of-pocket costs when care is needed. Silver Plans: Cover approximately 70% of healthcare costs, with you paying about 30%. These plans are the only ones eligible for Cost-Sharing Reductions (CSRs), which can significantly lower deductibles, copayments, and out-of-pocket maximums for eligible individuals. Gold Plans: Cover approximately 80% of healthcare costs, with you paying about 20%. Ideal for those who expect to use medical services frequently and prefer predictable costs. Most Utah residents who enroll through HealthCare.gov qualify for premium tax credits, which lower monthly premiums. Eligibility for these subsidies is based on household income relative to the Federal Poverty Level (FPL). In 2026, individuals and families earning between 100% and 400% FPL may qualify for significant assistance. For example, an individual earning up to $58,320 (400% FPL in 2024, subject to 2026 updates) could receive a premium subsidy.

Medicaid and CHIP Eligibility in Wasatch County

Utah expanded its Medicaid program in 2020, making health coverage accessible to more residents. Adults in Wasatch County with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. This is a critical difference from states that have not expanded Medicaid, as it means there is no "coverage gap" for low-income adults. Specific Medicaid and CHIP (Children's Health Insurance Program) thresholds for Utah are:

Adults: Up to 138% FPL
Pregnant Women: Up to 144% FPL. This coverage includes comprehensive prenatal care, labor and delivery, and postpartum care.
Children (CHIP): Up to 200% FPL

If your income falls within these ranges, you may be eligible for free or low-cost health coverage through Utah Medicaid or CHIP. Applications can be submitted directly through Utah's Medicaid portal at medicaid.utah.gov.

Health Insurance Carriers in Wasatch County

While Bridgespan Health is not among the options, residents of Wasatch County, Utah, have choices for their health insurance needs on the federal marketplace. In 2026, two carriers offer marketplace plans in Rating Area 3, which includes Wasatch County:

Select Health: A Utah-based health plan, Select Health offers a variety of HMO and EPO plans tailored to the needs of Utah residents, providing access to a broad network of providers across the state.
University of Utah Health Plans: As the health insurance arm of the University of Utah Health system, this carrier provides HMO and EPO plans with access to the University of Utah's extensive network of hospitals and clinics, as well as affiliated providers.

It is always recommended to compare plan details, including deductibles, copayments, prescription drug coverage, and provider networks, to find the best fit for your specific healthcare needs and budget.

Making Your Health Insurance Decision in Wasatch County

Choosing the right health insurance plan involves several factors, including your income, health needs, preferred doctors, and financial situation. Here’s a guide to help Wasatch County residents navigate their options:

If your income is below 138% FPL: You likely qualify for Utah Medicaid. This is typically the most comprehensive and lowest-cost option. Apply directly through medicaid.utah.gov.
If your income is between 100% and 400% FPL: You are eligible for premium tax credits to lower your monthly premiums on HealthCare.gov. Consider a Silver plan, as you may also qualify for Cost-Sharing Reductions (CSRs) that significantly reduce your out-of-pocket costs.
If your income is above 400% FPL: You can still purchase a plan through HealthCare.gov, but you won't qualify for premium tax credits or CSRs. Compare Bronze, Silver, and Gold plans based on your expected healthcare usage and preferred out-of-pocket expenses.

When reviewing plans from Select Health and University of Utah Health Plans, pay close attention to the network type (HMO or EPO) and ensure your preferred doctors and any necessary specialists are included in the plan's network. Given that Wasatch County has no acute care hospitals, understanding network coverage for facilities in neighboring counties is particularly important. A licensed health insurance producer can provide personalized guidance, helping you compare plans, understand subsidy eligibility, and enroll in coverage—all at no cost to you.

Frequently Asked Questions

Is Bridgespan Health insurance available on the marketplace in Wasatch County, Utah?

No, Bridgespan Health plans are not offered on the HealthCare.gov marketplace in Wasatch County for the 2026 plan year. Residents can choose from plans offered by Select Health and University of Utah Health Plans.

What type of health insurance plans are available in Wasatch County, Utah?

In Wasatch County, Utah, marketplace shoppers can select between HMO (Health Maintenance Organization) and EPO (Exclusive Provider Organization) plans. PPO plans are not available on-exchange in Utah.

Do I qualify for Medicaid in Utah if my income is low?

Yes, Utah expanded Medicaid in 2020. Adults with household income up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. Pregnant women may qualify with income up to 144% FPL, and children through CHIP up to 200% FPL.

Where can Wasatch County residents receive acute medical care?

Wasatch County does not have any acute care hospitals within its boundaries. Residents needing acute medical care typically travel to neighboring counties, such as Summit or Salt Lake counties, for hospital services.