Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Bridgespan Health Insurance in Washington, Utah

Bridgespan Health Plans are not available on the HealthCare.gov marketplace in Washington, Utah for the 2026 plan year.
In 2026, three carriers—Molina Healthcare, Select Health, and University of Utah Health Plans—offer marketplace plans in Rating Area 5, which covers Iron and Washington counties.
Utah expanded Medicaid in 2020, providing coverage for adults with incomes up to 138% of the Federal Poverty Level.
Marketplace plans in Washington, Utah, are primarily HMO and EPO network types, with PPO plans generally not available on-exchange.

While you might be searching for Bridgespan health insurance in Washington, Utah, it's important to know that Bridgespan Health Plans are not among the carriers offering coverage on the HealthCare.gov marketplace in Rating Area 5 for the 2026 plan year. Residents of Washington, Utah, will find health insurance options from other confirmed carriers, including Molina Healthcare, Select Health, and University of Utah Health Plans. These plans are available through HealthCare.gov, where eligible individuals and families can also apply for financial assistance to lower their monthly premiums and out-of-pocket costs.

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What Health Insurance Options Are Available in Washington, Utah?

For residents of Washington, Utah, health insurance coverage is primarily accessed through the federal marketplace, HealthCare.gov. In 2026, individuals and families in Rating Area 5—which includes both Iron and Washington counties—have three confirmed carriers offering plans: Molina Healthcare, Select Health, and University of Utah Health Plans. These carriers provide a range of plans, predominantly Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) network types. Unlike some other states, PPO (Preferred Provider Organization) plans are generally not available on-exchange in Utah. Washington, Utah, with a population of 32,348 and a median household income of $91,853, is part of Washington County, home to St. George Regional Hospital, the primary acute care facility in the area. The county itself has a population of 196,431, per U.S. Census Bureau ACS 2024 5-year estimates. The uninsured rate in Washington city is 12.2%, highlighting the ongoing need for accessible health coverage options for its residents.

Understanding Marketplace Plans and Financial Assistance

When you shop for health insurance on HealthCare.gov, you can compare plans across different metal tiers: Bronze, Silver, Gold, and Platinum. Each tier offers a different balance between monthly premiums and out-of-pocket costs:

Metal Tier	Monthly Premium	Out-of-Pocket Costs	Best For
Bronze	Lowest	Highest deductible/copays	People who rarely visit the doctor and want low monthly costs.
Silver	Moderate	Moderate; eligible for Cost-Sharing Reductions	Individuals and families who qualify for subsidies and use medical services regularly.
Gold	Higher	Lower deductible/copays	Those who expect to need more medical care and prefer predictable costs.
Platinum	Highest	Lowest deductible/copays	People with chronic conditions or who anticipate significant medical needs.

Many Washington, Utah, residents qualify for financial assistance, primarily Premium Tax Credits (subsidies) that reduce your monthly premium. These subsidies are available to individuals and families with incomes between 100% and 400% of the Federal Poverty Level. In some cases, individuals with incomes above 400% FPL may also qualify for subsidies if benchmark plan costs exceed a certain percentage of their income. Additionally, those with incomes up to 250% FPL may qualify for Cost-Sharing Reductions (CSRs) on Silver plans, which significantly lower deductibles, copayments, and out-of-pocket maximums.

Utah Medicaid and CHIP Eligibility

Utah expanded its Medicaid program in 2020, making health coverage accessible to more residents. Adults in Washington, Utah, with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. This expansion means that individuals and families who might not have qualified before can now receive comprehensive, low-cost or no-cost health coverage. Specific FPL thresholds for other groups in Utah include:

Pregnant Women: Up to 144% FPL for comprehensive prenatal, delivery, and postpartum care.
Children (CHIP): Up to 200% FPL for the Children's Health Insurance Program.

If your income falls within these ranges, applying for Utah Medicaid or CHIP through medicaid.utah.gov is a critical first step to securing affordable healthcare.

Health Insurance Carriers in Washington, Utah

For the 2026 plan year, residents of Washington, Utah, can choose from a focused selection of health insurance carriers on the HealthCare.gov marketplace. As noted, Bridgespan Health Plans are not currently offered in this area. In 2026, three carriers offer marketplace plans in Rating Area 5, which covers Iron, Washington counties:

Molina Healthcare: Offers a variety of HMO and EPO plans designed to provide comprehensive coverage.
Select Health: A prominent Utah-based insurer, Select Health provides a range of HMO and EPO options with access to local provider networks, including St. George Regional Hospital.
University of Utah Health Plans: Offers plans that integrate with the University of Utah Health system, providing another strong option for residents seeking care within specific networks.

When selecting a plan, it's essential to review each carrier's specific offerings, network of doctors and hospitals, prescription drug coverage, and overall costs to ensure it aligns with your healthcare needs and budget.

Making the Right Choice for Your Health Coverage

Navigating health insurance options can be complex, especially with varying income thresholds and plan types. Here's a guide to help you make an informed decision in Washington, Utah:

If your household income is below 138% FPL: You likely qualify for Utah Medicaid. Apply directly through medicaid.utah.gov for comprehensive, low-cost or no-cost coverage.
If your household income is between 100% and 400% FPL (or higher if benchmark plans are expensive): You are likely eligible for significant Premium Tax Credits and potentially Cost-Sharing Reductions on Silver plans. Focus on comparing Silver, Gold, and Bronze plans on HealthCare.gov. Enhanced Silver plans with CSRs often provide the best value.
If your household income is above 400% FPL: You can still purchase plans through HealthCare.gov and may qualify for subsidies depending on the cost of benchmark plans in your area. Consider Gold or Platinum plans if you anticipate high medical costs, or Bronze if you prefer lower monthly premiums.

Regardless of your income or health needs, consulting with a licensed health insurance agent can significantly simplify the process. An agent can provide personalized advice, explain complex terms, and help you enroll in a plan that meets your specific situation, all at no cost to you.

Frequently Asked Questions

Are Bridgespan health plans available on the HealthCare.gov marketplace in Washington, Utah?

No, Bridgespan Health Plans are not among the carriers confirmed to offer plans on the HealthCare.gov marketplace in Washington, Utah (Rating Area 5) for the 2026 plan year. Residents should consider plans from Molina Healthcare, Select Health, or University of Utah Health Plans.

What types of health plans are available in Washington, Utah?

In Washington, Utah, marketplace shoppers can choose between HMO (Health Maintenance Organization) and EPO (Exclusive Provider Organization) plans. PPO (Preferred Provider Organization) plans are generally not available on-exchange in Utah.

What are the income limits for Medicaid in Utah?

Utah expanded Medicaid in 2020. Adults with household income up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. For pregnant women, the income threshold is 144% FPL, and for children, CHIP covers up to 200% FPL.

How can I find affordable health insurance in Washington, Utah?

To find affordable health insurance, apply through HealthCare.gov to see if you qualify for subsidies (Premium Tax Credits and Cost-Sharing Reductions). Comparing plans from Molina Healthcare, Select Health, and University of Utah Health Plans based on your budget and healthcare needs is recommended. A licensed agent can help you navigate these options for free.