Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Bridgespan Health Insurance in Wayne County, Utah

Bridgespan Health Insurance plans are not available in Wayne County, Utah for the 2026 plan year.
Wayne County residents can choose from 2 confirmed carriers on HealthCare.gov: Select Health and University of Utah Health Plans.
Utah expanded Medicaid in 2020, offering coverage to adults with income up to 138% of the Federal Poverty Level.
Marketplace plans in Wayne County are limited to HMO and EPO network types; PPO plans are not offered on-exchange.

If you're looking for Bridgespan Health Insurance plans in Wayne County, Utah, it's important to know that Bridgespan is not among the carriers offering plans on the HealthCare.gov marketplace in this area for 2026. However, residents of Wayne County still have access to subsidized health insurance options from other reputable providers. The federal marketplace, HealthCare.gov, is the primary platform for individuals and families to compare plans, determine eligibility for financial assistance, and enroll in coverage. Understanding your local options and how subsidies work can help you find an affordable plan that meets your healthcare needs, even without Bridgespan as a choice.

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What Health Insurance Options Are Available in Wayne County, Utah?

For 2026, Wayne County residents seeking health insurance through HealthCare.gov have choices from two carriers: Select Health and University of Utah Health Plans. These carriers offer various plans, primarily HMO (Health Maintenance Organization) and EPO (Exclusive Provider Organization) network structures. It's important to note that PPO (Preferred Provider Organization) plans are not available on-exchange in Utah, meaning all marketplace plans will operate under HMO or EPO models. These plans cover essential health benefits, including doctor visits, hospital care, prescription drugs, and preventive services, as mandated by the Affordable Care Act (ACA). Wayne County, part of Utah Rating Area 6, which covers Beaver, Carbon, Daggett, Duchesne, Emery, Garfield, Grand, Juab, Kane, Millard, Piute, San Juan, Sanpete, Sevier, Uintah, Wayne counties, is a rural area with a population of 2,584 and an uninsured rate of 4.2%, per U.S. Census Bureau ACS 2024 5-year estimates. While the county has no acute care hospitals within its boundaries, residents needing acute care typically travel to neighboring counties. The marketplace ensures that even in rural areas, residents have access to comprehensive health coverage.

Understanding Marketplace Subsidies and Utah Medicaid

Many Wayne County residents qualify for financial assistance to make health insurance more affordable. This assistance comes in two main forms:

Premium Tax Credits (Subsidies): These credits reduce your monthly premium payments. Eligibility is based on your household income and family size. The ACA expanded eligibility for these subsidies, making them available to more people across various income levels.
Cost-Sharing Reductions (CSRs): These reduce your out-of-pocket costs, such as deductibles, copayments, and coinsurance. CSRs are only available with Silver-tier plans and are tied to specific income thresholds, primarily for those earning up to 250% of the Federal Poverty Level.

Utah expanded Medicaid in 2020, a significant change that provides coverage to more low-income adults. Adults with household income up to 138% of the Federal Poverty Level may qualify for Utah Medicaid. For pregnant women, the income threshold for Utah Medicaid extends to 144% FPL, and children can qualify for Utah CHIP (Children's Health Insurance Program) with household income up to 200% FPL. These programs offer comprehensive coverage with no or low premiums and out-of-pocket costs, serving as a critical safety net for eligible individuals and families in Wayne County.

Health Insurance Carriers in Wayne County

As confirmed for the 2026 plan year, 2 carriers offer marketplace plans in Rating Area 6, which includes Wayne County:

Select Health: A well-established health plan in Utah, offering a range of HMO and EPO plans designed to meet diverse needs.
University of Utah Health Plans: Affiliated with the University of Utah Health system, this carrier provides plans that often integrate with its extensive network of providers and facilities.

When choosing a plan, it's essential to consider not only the premium but also the network of doctors and hospitals, the deductible, and out-of-pocket maximums. Since Wayne County has no local acute care hospitals, evaluating the network's reach into neighboring counties is particularly important for residents.

Choosing the Right Plan for Your Needs in Wayne County

Selecting the best health insurance plan involves assessing your healthcare needs, financial situation, and preferred providers. Here’s a guide to help Wayne County residents make an informed decision:

Your Household Income	Recommended Action	Key Benefits
Below 138% FPL	Apply for Utah Medicaid	Comprehensive coverage with low or no costs. Includes adults, pregnant women (up to 144% FPL), and children (CHIP up to 200% FPL).
138% - 250% FPL	Enroll in an Enhanced Silver Plan on HealthCare.gov	Significant premium tax credits and cost-sharing reductions (CSRs) to lower deductibles, copays, and out-of-pocket maximums.
Above 250% FPL	Explore Bronze, Silver, Gold, or Platinum plans with premium tax credits	Still eligible for premium tax credits. Choose a plan tier based on your expected healthcare usage and preferred balance of monthly premium vs. out-of-pocket costs.

Consider the following when comparing plans:

Network Type: Decide between an HMO or EPO based on your comfort with referrals and out-of-network coverage limitations.
Deductible: How much you pay out-of-pocket before your insurance begins to cover costs. Higher deductibles usually mean lower monthly premiums.
Out-of-Pocket Maximum: The most you'll have to pay for covered services in a plan year. This is a critical protection against high medical bills.
Prescription Drug Coverage: Check the formulary to ensure your necessary medications are covered and at what cost.

Connecting with a licensed health insurance producer can simplify this process. They can provide personalized guidance, help you compare plans from Select Health and University of Utah Health Plans, and ensure you receive all eligible subsidies, all at no cost to you.

Frequently Asked Questions

Are Bridgespan health plans available in Wayne County, Utah?

No, Bridgespan Health Insurance plans are not offered on the HealthCare.gov marketplace in Wayne County, Utah for the 2026 plan year. Residents seeking coverage can choose from plans offered by Select Health and University of Utah Health Plans.

What type of health insurance plans can I get in Wayne County, Utah?

In Wayne County, Utah, marketplace shoppers can choose between HMO and EPO health plans. PPO plans are not available on-exchange in Utah, meaning all subsidized plans will use HMO or EPO network structures.

Can I get help paying for health insurance in Wayne County?

Yes, many Wayne County residents qualify for premium tax credits and cost-sharing reductions through HealthCare.gov. Eligibility is based on household income relative to the Federal Poverty Level, making coverage more affordable for individuals and families. Additionally, Utah expanded Medicaid in 2020, providing coverage for adults up to 138% FPL.

Are there any hospitals in Wayne County?

No, Wayne County has no acute care hospitals within its boundaries. Residents needing hospital care typically travel to neighboring counties for services. When choosing a health plan, consider the network's coverage in surrounding areas.