Imperial Health Plan Health Insurance in Brigham City, Utah

Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Imperial Health Plan does not offer marketplace plans in Brigham City, Utah's Rating Area 2 for the 2026 plan year.
Four confirmed carriers offer health insurance through HealthCare.gov in Rating Area 2, which includes Box Elder, Morgan, and Weber counties.
Utah expanded Medicaid in 2020, providing coverage for adults up to 138% of the Federal Poverty Level (FPL).
Brigham City's uninsured rate is 8.1%, slightly above Box Elder County's 8.0%, per U.S. Census Bureau ACS 2024 5-year estimates.

Navigating health insurance options in Brigham City, Utah, involves understanding what plans are available through the federal marketplace, HealthCare.gov, and whether you qualify for financial assistance. For residents of Brigham City, which is part of Box Elder County, the crucial first step is to identify which insurance carriers provide coverage in your specific rating area. As of the 2026 plan year, Imperial Health Plan does not offer health insurance plans on the HealthCare.gov marketplace in Brigham City's Rating Area 2. However, several other reputable carriers do, providing a range of choices for individuals and families seeking coverage. This guide will detail the available options, eligibility for subsidies, and local healthcare resources.

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What Health Insurance Options Are Available in Brigham City?

Residents of Brigham City, Utah, access health insurance primarily through HealthCare.gov, the federal marketplace. For the 2026 plan year, plans in Utah's Rating Area 2, which includes Box Elder, Morgan, and Weber counties, are available from four confirmed carriers. These plans typically come with network structures such as Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO). It is important to note that PPO plans are not available on-exchange in Utah, meaning marketplace shoppers will choose between HMO and EPO options. Financial assistance, including premium tax credits and cost-sharing reductions, is available to eligible individuals and families based on income. These subsidies can significantly lower monthly premiums and out-of-pocket costs, making coverage more affordable. Eligibility for subsidies is determined by household income relative to the Federal Poverty Level (FPL).

Confirmed Health Insurance Carriers in Brigham City

For the 2026 plan year, Imperial Health Plan is not among the carriers offering marketplace health insurance plans in Brigham City, Utah. Brigham City is located in Rating Area 2, which serves Box Elder, Morgan, and Weber counties. In 2026, four carriers offer marketplace plans in this rating area:

BridgeSpan Health Company: Offers a variety of plans designed to meet different needs and budgets.
Regence BlueCross BlueShield of Utah: A long-standing insurer providing a range of health plans with broad network access.
Select Health: A Utah-based health plan known for its integrated care approach.
University of Utah Health Plans: Provides plans that leverage the extensive healthcare network of the University of Utah Health system.

When selecting a plan, consider the network type (HMO or EPO), the monthly premium, the deductible, and the out-of-pocket maximum. It is always advisable to verify a plan's specific network to ensure your preferred doctors and hospitals, such as Brigham City Community Hospital, are included.

Understanding Medicaid and CHIP in Utah

Utah expanded its Medicaid program in 2020 through a ballot initiative, making health coverage accessible to more residents. Adults with household incomes up to 138% of the Federal Poverty Level (FPL) are now eligible for Utah Medicaid. This means that individuals and families in Brigham City who meet these income criteria can access comprehensive health benefits at little to no cost, avoiding the "coverage gap" present in non-expansion states. For specific populations, higher income thresholds apply:

Pregnant Women: Utah Medicaid covers pregnant women with incomes up to 144% FPL, providing essential prenatal, delivery, and postpartum care.
Children (CHIP): The Children's Health Insurance Program (CHIP) in Utah covers uninsured children in households with incomes up to 200% FPL.

Enrollment for Utah Medicaid and CHIP can be done through Utah's Medicaid portal at medicaid.utah.gov. For Brigham City residents, understanding these programs is crucial for accessing affordable healthcare.

Local Healthcare Landscape in Brigham City and Box Elder County

Brigham City is the county seat of Box Elder County, which has a population of 61,246, with Brigham City itself home to 19,992 residents, per U.S. Census Bureau ACS 2024 5-year estimates. The median income in Brigham City is $71,308, and the uninsured rate stands at 8.1%. Box Elder County has an uninsured rate of 8.0%, which is slightly lower than the city's rate. These figures highlight the ongoing need for accessible health insurance options in the area. Box Elder County's 19,992 residents face an 8.1% uninsured rate, and rely on local facilities such as Brigham City Community Hospital for acute care. Box Elder County is served by two acute care hospitals:

Brigham City Community Hospital (Brigham City)
Bear River Valley Hospital (Tremonton)

These facilities provide essential medical services to residents across Rating Area 2, which covers Box Elder, Morgan, and Weber counties. When choosing a health plan, it's important to confirm that these local hospitals and your preferred physicians are part of the plan's network.

How to Choose the Right Health Plan in Brigham City

Selecting the best health plan involves considering your household income, health needs, and budget. Here’s a guide to help Brigham City residents make an informed decision:

If your income is below 138% FPL: You likely qualify for Utah Medicaid. This offers comprehensive, low-cost coverage. Apply directly through medicaid.utah.gov.
If your income is between 100% and 400% FPL: You are eligible for premium tax credits through HealthCare.gov. These subsidies can significantly reduce your monthly premiums. Consider Enhanced Silver plans if your income is closer to 150-250% FPL, as they offer additional cost-sharing reductions.
If your income is above 400% FPL: You can still purchase a plan through HealthCare.gov, but you won't qualify for premium tax credits. Focus on finding a plan with a network that suits your needs and a premium you can comfortably afford.

A licensed health insurance producer can provide personalized guidance, helping you compare plans, understand subsidy eligibility, and enroll in coverage that meets your specific requirements, all at no cost to you.

Frequently Asked Questions

Can I get Imperial Health Plan health insurance in Brigham City, Utah?

As of the 2026 plan year, Imperial Health Plan does not offer marketplace health insurance plans in Brigham City, Utah's Rating Area 2. Residents of Brigham City can choose from four other confirmed carriers: BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans.

What types of health insurance plans are available in Brigham City?

In Brigham City, marketplace plans are offered with HMO and EPO network structures. PPO plans are not available on-exchange in Utah. These plans are purchased through HealthCare.gov.

Who qualifies for Medicaid in Utah?

Utah expanded Medicaid in 2020, meaning adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify. For pregnant women, the income threshold is 144% FPL, and for children under CHIP, it's 200% FPL.

How do I enroll in a health plan in Brigham City?

Enrollment for marketplace plans is primarily through HealthCare.gov during the annual Open Enrollment Period. If you experience a qualifying life event, you may be eligible for a Special Enrollment Period. You can also work with a licensed health insurance producer for free assistance.