Imperial Health Plan Health Insurance in Daggett County, Utah

Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Imperial Health Plan does NOT offer marketplace health insurance in Daggett County, Utah, for 2026.
Four confirmed carriers — BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans — provide plans in Rating Area 6.
Utah expanded Medicaid in 2020, offering coverage to adults with incomes up to 138% of the Federal Poverty Level (FPL).
Daggett County, with a population of 783, has an uninsured rate of 10.4% per U.S. Census Bureau ACS 2024 5-year estimates.

For residents of Daggett County, Utah, seeking health insurance, it is important to note that Imperial Health Plan does not offer health insurance plans in this region for the 2026 plan year. While you may be exploring options from various carriers, Imperial Health Plan is not among the confirmed providers in Utah Rating Area 6, which includes Daggett County. Instead, individuals and families in Daggett County can choose from plans offered by other established carriers through HealthCare.gov, the federal marketplace for Utah.

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What Health Insurance Options Are Available in Daggett County?

Even though Imperial Health Plan is not available, residents of Daggett County have access to a variety of health insurance plans through the federal marketplace, HealthCare.gov. In 2026, four carriers offer marketplace plans in Utah Rating Area 6, which covers Beaver, Carbon, Daggett, Duchesne, Emery, Garfield, Grand, Juab, Kane, Millard, Piute, San Juan, Sanpete, Sevier, Uintah, Wayne counties. These plans typically fall into two main network structures: Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO).

Unlike some other states, PPO plans are not available on-exchange in Utah. This means your marketplace choice in Daggett County will focus on HMO and EPO plans, which emphasize in-network care. Understanding the differences between these plan types is crucial for choosing coverage that best fits your healthcare needs and budget.

Confirmed Health Insurance Carriers in Daggett County for 2026

For the 2026 plan year, four health insurance carriers are confirmed to offer plans in Rating Area 6, which serves Daggett County. These carriers provide a range of options for individuals and families seeking coverage through HealthCare.gov:

BridgeSpan Health Company: A regional carrier offering a variety of health plans.
Regence BlueCross BlueShield of Utah: A well-known insurer providing extensive network access within Utah.
Select Health: A local Utah-based carrier with a strong presence in the state.
University of Utah Health Plans: Plans offered by the state's leading academic medical center.

When selecting a plan, it is recommended to compare the specific benefits, provider networks, and costs associated with each carrier's offerings to ensure you find the best fit for your needs in Daggett County.

Understanding Financial Assistance and Utah Medicaid in Daggett County

Many Daggett County residents may qualify for financial assistance to make health insurance more affordable. This assistance comes primarily in the form of premium tax credits and cost-sharing reductions, available through HealthCare.gov. Eligibility is based on household income relative to the Federal Poverty Level (FPL).

Premium Tax Credits: These reduce your monthly premium payments and are available to individuals and families with incomes between 100% and 400% FPL.
Cost-Sharing Reductions (CSRs): Available to those with incomes up to 250% FPL, CSRs lower your out-of-pocket costs like deductibles, copayments, and coinsurance. To receive CSRs, you must enroll in a Silver-tier plan.

Utah expanded its Medicaid program in 2020, a significant change from states without expansion. This means adults with incomes up to 138% FPL may qualify for comprehensive, low-cost or free health coverage through Utah Medicaid. For pregnant women, the income threshold is 144% FPL, and for children, Utah's Children's Health Insurance Program (CHIP) covers those in households up to 200% FPL. These programs are vital resources for ensuring access to care for vulnerable populations in Daggett County.

Daggett County's 783 residents, with a median income of $66,000 and an uninsured rate of 10.4%, benefit from these state-level programs and marketplace subsidies. This uninsured rate is per U.S. Census Bureau ACS 2024 5-year estimates. Accessing the appropriate program can significantly reduce the burden of healthcare costs.

Healthcare Facilities and Local Context in Daggett County

Daggett County is one of Utah's most rural areas, and it currently has no acute care hospitals within its boundaries. Residents needing hospital-level care typically travel to neighboring counties for services. This makes a robust health insurance plan with a broad network, or one that specifically covers out-of-area emergency care, particularly important for those living in Daggett County. Given the county's demographics, including a median age of 46.0 years and a poverty rate of 9.0% (per U.S. Census Bureau ACS 2024 5-year estimates), ensuring access to care, even if it requires travel, is a key consideration for health coverage.

Making Your Health Insurance Decision in Daggett County

Choosing the right health insurance plan in Daggett County involves evaluating your income, health needs, and preferred providers. Since Imperial Health Plan is not an option, focus on the confirmed carriers: BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans.

Here’s a guide to help you decide:

Income below 138% FPL: Apply for Utah Medicaid through medicaid.utah.gov. This is the most comprehensive and affordable option.
Income 100% to 400% FPL: Explore plans on HealthCare.gov. You will likely qualify for significant premium tax credits. Compare Silver plans for potential cost-sharing reductions.
Income above 400% FPL: You can still enroll through HealthCare.gov, but you won't qualify for subsidies. Focus on finding a plan with a network that includes facilities in neighboring counties you would access for care.

A licensed health insurance producer can help you navigate these options, compare plans, and determine your eligibility for financial assistance at no cost to you. Their expertise ensures you select a plan that meets your specific needs and budget.

Frequently Asked Questions

Is Imperial Health Plan available in Daggett County, Utah?

No, Imperial Health Plan does not offer marketplace health insurance plans in Daggett County, Utah, for the 2026 plan year. Residents of Daggett County are in Rating Area 6, where four other carriers provide plans.

What types of health insurance plans are available in Daggett County?

In Daggett County, residents can choose between HMO and EPO plans on HealthCare.gov. PPO plans are not available on-exchange in Utah, meaning marketplace shoppers will select from these two network structures.

Can I get financial help to pay for health insurance in Daggett County?

Yes, individuals and families in Daggett County with incomes between 100% and 400% of the Federal Poverty Level (FPL) may qualify for premium tax credits and cost-sharing reductions through HealthCare.gov. Utah also expanded Medicaid in 2020, covering adults up to 138% FPL.

What are the income limits for Utah Medicaid in Daggett County?

Utah Medicaid covers adults with incomes up to 138% of the Federal Poverty Level (FPL). For pregnant women, the threshold is 144% FPL, and for children via CHIP, it is 200% FPL. These programs provide low-cost or free health coverage to eligible residents.