Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Molina Health Insurance Plans in Bountiful, Utah

Molina Health Insurance plans are not available on the HealthCare.gov marketplace in Bountiful, Utah, for the 2026 plan year.
Four other confirmed carriers offer marketplace plans in Bountiful: BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans.
Utah residents with incomes up to 138% FPL qualify for expanded Utah Medicaid, and pregnant women up to 144% FPL.
Bountiful is part of Utah Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, and Wasatch counties.

If you are looking for Molina Health Insurance plans in Bountiful, Utah, it's important to know that Molina Health Insurance is not among the carriers offering plans on the HealthCare.gov marketplace in your area for the 2026 plan year. Bountiful residents, located in Davis County, are part of Utah Rating Area 3, where four other carriers provide a range of health insurance options. These plans are available through HealthCare.gov, the federal marketplace for Utah. Understanding your local options and eligibility for financial assistance, such as subsidies or Medicaid, is key to finding the right coverage.

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What Health Insurance Plans Are Available in Bountiful, Utah?

For 2026, residents of Bountiful, Utah, can access marketplace health insurance plans through HealthCare.gov. The marketplace in Utah offers two primary plan types: Health Maintenance Organizations (HMOs) and Exclusive Provider Organizations (EPOs). Unlike some other states, PPO (Preferred Provider Organization) plans are not available on-exchange in Utah. This means your choice for subsidy-eligible plans will focus on HMOs, which typically require you to choose a primary care physician and get referrals for specialists, or EPOs, which offer more flexibility without referrals but limit coverage to a specific network. Choosing between HMO and EPO plans involves considering your preferences for physician choice, network restrictions, and cost structure. Both plan types are designed to cover essential health benefits as mandated by the Affordable Care Act (ACA), including preventative care, prescription drugs, mental health services, and more.

Health Insurance Carriers in Bountiful

In 2026, four carriers offer marketplace plans in Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, and Wasatch counties, including Bountiful. While Molina Health Insurance is not among these, residents have strong alternatives. The confirmed carriers for this rating area are:

BridgeSpan Health Company
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

These carriers provide a competitive landscape for health insurance shoppers in Bountiful, offering various HMO and EPO plans across different metal tiers (Bronze, Silver, Gold). When comparing plans, it's advisable to review each carrier's specific network to ensure your preferred doctors and hospitals, such as Lakeview Hospital or Western Peaks Specialty Hospital in Bountiful, are included.

Understanding Financial Assistance and Utah Medicaid in Bountiful

Many Bountiful residents qualify for financial assistance to make health insurance more affordable. Subsidies, known as Premium Tax Credits, can significantly lower your monthly premiums, and Cost-Sharing Reductions (CSRs) can reduce out-of-pocket costs like deductibles and copayments. Eligibility for these subsidies is based on your household income relative to the Federal Poverty Level (FPL). For individuals and families with lower incomes, Utah offers expanded Medicaid. Utah expanded Medicaid in 2020, meaning adults with household incomes up to 138% FPL may qualify for comprehensive, low-cost health coverage through Utah Medicaid. This is a critical difference from states that have not expanded Medicaid, ensuring a pathway to coverage for many low-income residents. Specifically for certain populations:

Pregnant Women: Utah Medicaid covers pregnant women with income up to 144% FPL, providing comprehensive prenatal care, labor and delivery, and postpartum care.
Children: The Children's Health Insurance Program (CHIP) in Utah covers uninsured children in households with incomes up to 200% FPL.

You can apply for Utah Medicaid or CHIP through Utah's Medicaid portal (medicaid.utah.gov) or via HealthCare.gov, which will direct you to the appropriate program if you qualify.

2026 Federal Poverty Level (FPL) Guidelines for Utah (Example for Individual and Family)
Household Size	100% FPL	138% FPL (Medicaid Threshold)	200% FPL (CHIP Threshold)	400% FPL (Subsidy Upper Limit)
1	$15,060	$20,783	$30,120	$60,240
2	$20,440	$28,207	$40,880	$81,760
3	$25,820	$35,631	$51,640	$103,280
4	$31,200	$43,056	$62,400	$124,800
Note: FPL figures are for illustration; actual 2026 FPL guidelines may vary slightly.

Choosing the Right Plan in Bountiful

When selecting a health plan in Bountiful, consider your healthcare needs and financial situation. For residents of Bountiful (population 45,023) in Davis County (population 370,924), finding comprehensive coverage is essential. The local uninsured rate for Bountiful is 5.7%, similar to Davis County's 5.7%, indicating a strong need for accessible health insurance information. Here's a decision framework:

If your income is below 138% FPL: You likely qualify for Utah Medicaid. This is often the most comprehensive and lowest-cost option. Apply through medicaid.utah.gov.
If your income is between 100% and 400% FPL: You are eligible for Premium Tax Credits to lower your monthly premiums on HealthCare.gov. Consider Silver plans, especially if your income is closer to 250% FPL, as you may also qualify for Cost-Sharing Reductions, making Silver plans a great value.
If your income is above 400% FPL: You can still purchase plans on HealthCare.gov at full price. Compare Bronze, Silver, and Gold plans based on your expected healthcare usage and budget. Bronze plans have lower premiums but higher deductibles, while Gold plans have higher premiums but lower out-of-pocket costs.

Remember that a licensed health insurance producer can help you navigate these options, compare plans from BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans, and verify your eligibility for financial assistance, all at no cost to you.

Frequently Asked Questions

Are Molina Health Insurance plans available in Bountiful, Utah?

No, Molina Health Insurance plans are not available on the HealthCare.gov marketplace in Bountiful, Utah, for the 2026 plan year. Residents of Bountiful (part of Rating Area 3) have access to plans from four other confirmed carriers.

What health insurance carriers offer plans in Bountiful, Utah?

In 2026, four carriers offer marketplace plans in Bountiful, Utah (Rating Area 3): BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans. These carriers provide HMO and EPO plan types.

Can I get a PPO plan on the marketplace in Bountiful, Utah?

No, PPO plans are not available on the HealthCare.gov marketplace in Utah. Shoppers in Bountiful will choose between HMO and EPO network structures for their subsidized plans. PPO plans may be available off-marketplace, but without subsidy eligibility.

What are the income limits for Utah Medicaid in Bountiful?

Utah expanded Medicaid in 2020. Adults in Bountiful with incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. Pregnant women may qualify up to 144% FPL, and children through CHIP up to 200% FPL.

Where can I find a hospital in Davis County?

Davis County has four acute care hospitals, including Lakeview Hospital and Western Peaks Specialty Hospital, both located in Bountiful. Other hospitals in the county include Holy Cross Hospital-davis and Intermountain Health Layton Hospital in Layton.