Molina Health Insurance in Centerville, Utah (2026 Plans)

Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Molina Health Insurance is not listed among the 4 confirmed carriers offering marketplace plans in Centerville's Rating Area 3 for 2026.
Centerville residents have access to Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans through HealthCare.gov.
Utah expanded Medicaid in 2020, covering adults with incomes up to 138% of the Federal Poverty Level (FPL).
Centerville, with a population of 16,679, has an uninsured rate of 4.5%, lower than the Davis County average of 5.7%.

Navigating health insurance options in Centerville, Utah, for 2026 involves understanding your local marketplace and carrier availability. While you might be searching for Molina Health Insurance, it's important to note that for the upcoming 2026 plan year, Molina is not among the confirmed carriers offering plans on the HealthCare.gov marketplace in Centerville's specific rating area. Instead, residents can choose from plans offered by other established health insurance providers. This guide will detail your actual options for health coverage in Centerville, including available plan types, local carriers, and important eligibility information for subsidies and Utah Medicaid.

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What Health Insurance Options Are Available in Centerville, Utah?

For 2026, health insurance in Centerville, Utah, is primarily accessed through the federal HealthCare.gov marketplace. As part of Utah's Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, and Wasatch counties, residents have specific plan types and carriers available. Utah's marketplace offers two main types of plans:

Health Maintenance Organization (HMO) Plans: These plans typically require you to choose a primary care provider (PCP) within their network and get referrals for specialists. They often have lower premiums and out-of-pocket costs, but offer less flexibility in choosing providers.
Exclusive Provider Organization (EPO) Plans: EPO plans offer a network of doctors and hospitals, but you don't need a PCP referral to see a specialist. However, they generally won't cover care received outside their network, except in emergencies.

It is important to note that PPO (Preferred Provider Organization) plans are not available on-exchange in Utah. Therefore, marketplace choice for Centerville shoppers is between HMO and EPO network structures. All plans available on HealthCare.gov must cover a set of essential health benefits, including doctor visits, hospital care, prescription drugs, mental health services, and maternity care.

Are Molina Health Insurance Plans Available in Centerville for 2026?

For the 2026 plan year, Molina Health Insurance is not listed among the confirmed carriers offering plans on the HealthCare.gov marketplace in Centerville, Utah. Health insurance availability is determined at the rating area level, and Centerville falls within Rating Area 3. If you are specifically looking for Molina Health Insurance, it is recommended to verify their current availability directly through HealthCare.gov or by consulting a licensed health insurance producer who can provide the most up-to-date information for your specific ZIP code.

Health Insurance Carriers in Centerville

In 2026, 4 carriers offer marketplace plans in Rating Area 3, which includes Centerville, Utah. These carriers provide a range of HMO and EPO plans designed to meet various needs and budgets. It's crucial to compare plans from each carrier based on premiums, deductibles, out-of-pocket maximums, and network coverage. The confirmed local carriers for Centerville and the broader Rating Area 3 are:

BridgeSpan Health Company: Offers a variety of health plans, often focusing on integrated care models.
Regence BlueCross BlueShield of Utah: A well-established insurer providing a range of health coverage options.
Select Health: A prominent local health plan, often recognized for its network of providers.
University of Utah Health Plans: Associated with the University of Utah health system, providing access to academic medical facilities.

When choosing a plan, consider the specific hospitals and doctors you wish to access. For example, Centerville is located in Davis County, which is home to facilities like Holy Cross Hospital-davis in Layton and Lakeview Hospital in Bountiful. Ensure your chosen plan's network includes the providers most important to you.

Financial Assistance and Utah Medicaid Eligibility

Many Centerville residents may qualify for financial assistance to make health insurance more affordable. Subsidies, known as Premium Tax Credits, can significantly lower your monthly premiums, and Cost-Sharing Reductions can reduce your out-of-pocket expenses like deductibles and copayments. Eligibility for these subsidies is based on your household income relative to the Federal Poverty Level (FPL). For individuals and families with lower incomes, Utah expanded Medicaid in 2020 via Proposition 3 ballot initiative. This means that adults with income up to 138% of the Federal Poverty Level (FPL) may qualify for comprehensive Utah Medicaid coverage. This is a critical difference from states that have not expanded Medicaid, as it eliminates a "coverage gap" for many low-income adults. Specific Medicaid and CHIP (Children's Health Insurance Program) eligibility thresholds in Utah are:

Adults: Up to 138% FPL.
Pregnant Women: Up to 144% FPL. This coverage includes prenatal care, labor and delivery, and postpartum care.
Children (CHIP): Up to 200% FPL.

You can apply for Utah Medicaid directly through Utah's Medicaid portal at medicaid.utah.gov. For marketplace plans and subsidies, HealthCare.gov will guide you through the eligibility process when you apply. Centerville, Utah, located in Davis County, is part of Utah Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, and Wasatch counties. This city has a population of 16,679 with a median income of $123,130, and a relatively low uninsured rate of 4.5% as per U.S. Census Bureau ACS 2024 5-year estimates. Davis County itself has 4 acute care hospitals, including Holy Cross Hospital-davis in Layton and Lakeview Hospital in Bountiful, serving a population of 370,924 with an uninsured rate of 5.7%.

How to Choose the Right Health Plan in Centerville

Choosing the right health plan involves evaluating your specific needs, budget, and health status. Here’s a step-by-step approach for Centerville residents:

Assess Your Income: Determine your estimated household income for 2026. This will tell you if you qualify for Premium Tax Credits, Cost-Sharing Reductions, or Utah Medicaid.
Understand Plan Types: Decide whether an HMO or EPO plan structure best fits your preferences for provider networks and referrals. Remember, PPO plans are not available on-exchange in Utah.
Review Local Carriers: Compare plans from BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans.
Check Provider Networks: Verify that your preferred doctors, specialists, and local hospitals like Holy Cross Hospital-davis are included in the plan's network.
Consider Out-of-Pocket Costs: Look beyond just the premium. Compare deductibles, copayments, coinsurance, and the maximum out-of-pocket limit for each plan.

A licensed health insurance producer can provide invaluable, free assistance throughout this process, helping you understand complex plan details and ensure you enroll in the most suitable coverage.

Frequently Asked Questions

Is Molina Health Insurance available in Centerville, Utah?

For the 2026 plan year, Molina Health Insurance is not among the carriers confirmed to offer plans on the HealthCare.gov marketplace in Centerville, Utah's Rating Area 3. Shoppers in Centerville can choose from plans offered by BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans.

What types of health insurance plans are available in Centerville, Utah?

In Centerville, Utah, marketplace shoppers can choose between Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. PPO plans are not available on-exchange in Utah. These plans are offered through HealthCare.gov.

Do I qualify for Medicaid in Utah?

Utah expanded Medicaid in 2020. Adults with incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. Pregnant women may qualify with incomes up to 144% FPL, and children up to 200% FPL through CHIP. You can apply via medicaid.utah.gov.

How can I get help choosing a health plan in Centerville?

You can receive free, personalized assistance from a licensed health insurance producer. These professionals can help you compare plans, understand subsidies, and enroll in coverage that fits your needs and budget, all at no cost to you.