Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Molina Health Insurance in Clinton, Utah

Molina Healthcare is NOT among the 4 confirmed carriers offering marketplace plans in Clinton, Utah for 2026.
Clinton residents can choose from Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans via HealthCare.gov.
Utah Medicaid is expanded, covering adults up to 138% FPL, pregnant women up to 144% FPL, and children up to 200% FPL through CHIP.
The average uninsured rate in Clinton is 6.2%, slightly higher than Davis County's 5.7%, per U.S. Census Bureau ACS 2024 5-year estimates.

While you may be searching for Molina Health Insurance in Clinton, Utah, it's important to know that for the 2026 plan year, Molina Healthcare is not listed as a confirmed carrier offering marketplace health insurance plans in Clinton. Residents of Clinton, which is part of Utah Rating Area 3, have access to a selection of plans from four other health insurance carriers through HealthCare.gov. These plans include both Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) network types, designed to meet diverse healthcare needs. Understanding which carriers operate in your specific rating area is the first step in finding suitable coverage, especially when considering subsidies that can significantly lower your monthly premiums.

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What Health Insurance Plans Are Available in Clinton, Utah?

For 2026, residents of Clinton, Utah, will find a variety of health insurance options available through HealthCare.gov, the federal marketplace. These plans are categorized by metal tiers—Bronze, Silver, Gold, and Platinum—each offering different levels of cost-sharing. In Utah, marketplace choices primarily consist of Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. It's important to note that PPO plans are not available on-exchange in Utah. HMO plans typically require you to choose a primary care provider (PCP) within the network and get referrals for specialists. EPO plans offer more flexibility in choosing doctors and specialists within their network without requiring a referral, but generally do not cover out-of-network care except in emergencies. Both plan types focus on providing comprehensive benefits, including preventive care, prescription drugs, mental health services, and more, as mandated by the Affordable Care Act (ACA).

Health Insurance Carriers in Clinton

Clinton, Utah, is located in Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, and Wasatch counties. In 2026, 4 carriers offer marketplace plans in Rating Area 3. These carriers are:

BridgeSpan Health Company
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

These confirmed carriers provide a range of HMO and EPO plans across the different metal tiers. While Molina Healthcare is not listed among these options for Clinton's Rating Area 3, each of these carriers offers robust networks that include local hospitals and providers. For instance, Davis County is home to several acute care hospitals, including Holy Cross Hospital-davis in Layton and Lakeview Hospital in Bountiful, which are likely part of these carriers' networks.

Understanding Medicaid and Financial Assistance in Clinton

Utah expanded Medicaid in 2020, a significant change that provides more residents with access to affordable healthcare. For adults in Clinton, Utah, with household incomes up to 138% of the Federal Poverty Level (FPL), Utah Medicaid is an option for comprehensive, low-cost coverage. This is a critical difference from states that have not expanded Medicaid, meaning there is no "coverage gap" for Clinton residents at these income levels. Specific Medicaid and CHIP (Children's Health Insurance Program) thresholds for Utah are:

Adults: Up to 138% FPL
Pregnant Women: Up to 144% FPL. This includes prenatal care, labor and delivery, and postpartum care. Applications can be made through Utah's Medicaid portal (medicaid.utah.gov).
Children (CHIP): Up to 200% FPL

For individuals and families with incomes above Medicaid eligibility but below 400% FPL, financial assistance in the form of premium tax credits (subsidies) is available through HealthCare.gov. Enhanced subsidies under the American Rescue Plan Act (ARPA) and Inflation Reduction Act (IRA) continue to make plans more affordable, capping premium contributions for many households. Cost-sharing reductions (CSRs) are also available for those with incomes up to 250% FPL who enroll in Silver-tier plans, lowering deductibles, copayments, and out-of-pocket maximums. Clinton, Utah, has a population of 23,612 with a median income of $116,194, and a poverty rate of 7.0%, per U.S. Census Bureau ACS 2024 5-year estimates. Davis County, which Clinton is part of, has a population of 370,924 and an uninsured rate of 5.7%. For Clinton residents, the uninsured rate is 6.2%, indicating a significant portion of the community could benefit from exploring these coverage options. Hospitals in Davis County, such as Intermountain Health Layton Hospital, are integral to the local healthcare infrastructure.

Making an Informed Decision About Your Health Plan

Choosing the right health insurance plan in Clinton requires considering your household income, anticipated medical needs, and preferred doctors or hospitals. Since Molina Healthcare is not a confirmed option in Clinton for 2026, your choices will be among BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans.

Here’s a general guide:

If your income is below 138% FPL: Apply for Utah Medicaid directly through medicaid.utah.gov.
If your income is between 138% and 250% FPL: Explore Silver plans on HealthCare.gov to maximize cost-sharing reductions, which lower your out-of-pocket costs significantly.
If your income is above 250% FPL: Compare Bronze, Silver, and Gold plans. Bronze plans have lower premiums but higher deductibles, suitable for those who anticipate minimal healthcare use. Gold plans offer higher premiums but lower out-of-pocket costs, ideal for those who expect more frequent medical care.

A licensed health insurance producer can provide personalized guidance, helping you compare plans, understand network options that include local facilities like Western Peaks Specialty Hospital, and apply for subsidies at no cost to you.

Frequently Asked Questions

Does Molina Healthcare offer plans in Clinton, Utah?

For the 2026 plan year, Molina Healthcare is not listed among the confirmed carriers offering marketplace health insurance plans in Clinton, Utah (Rating Area 3). Residents in Clinton have access to plans from four other carriers through HealthCare.gov.

What are the income limits for Utah Medicaid in Clinton?

Utah expanded Medicaid in 2020, so adults in Clinton with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify. For pregnant women, the threshold is 144% FPL, and for children via CHIP, it's 200% FPL.

What types of health insurance plans are available in Clinton, Utah?

In Clinton, Utah, marketplace health insurance plans available through HealthCare.gov primarily consist of Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. PPO plans are not available on-exchange in Utah for 2026.

Who are the confirmed health insurance carriers in Clinton, Utah for 2026?

For 2026, four carriers offer marketplace plans in Clinton, Utah's Rating Area 3: BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans. Molina Healthcare is not among these confirmed local carriers.