Molina Health Insurance in Davis County, Utah

Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

As of 2026, Molina Health Insurance is not listed among the confirmed carriers offering marketplace plans in Davis County, Utah.
Four carriers offer subsidy-eligible health plans in Davis County's Rating Area 3: BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans.
Utah expanded Medicaid in 2020, allowing adults with incomes up to 138% of the Federal Poverty Level to qualify.
Davis County has a population of 370,924 and an uninsured rate of 5.7%, per U.S. Census Bureau ACS 2024 5-year estimates.

While you may be searching for Molina Health Insurance specifically, it is important to note that as of the 2026 plan year, Molina Health Insurance is not among the confirmed carriers offering plans on the HealthCare.gov marketplace for Rating Area 3, which includes Davis County, Utah. However, residents of Davis County have several other strong options for comprehensive, subsidy-eligible health insurance. The marketplace in Utah primarily offers Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans, as PPO plans are not available on-exchange. Understanding your eligibility for subsidies and Medicaid is crucial to finding affordable coverage.

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What Health Plans Are Available in Davis County, Utah?

For residents of Davis County seeking health insurance through HealthCare.gov, the federal marketplace, you will find plans offered by confirmed carriers. In 2026, four carriers offer marketplace plans in Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, and Wasatch counties. These carriers provide a range of HMO and EPO plans designed to meet different health needs and budgets. It is important to compare plan benefits, provider networks, and costs to choose the best fit for your household. Utah's health insurance marketplace, HealthCare.gov, provides access to Affordable Care Act (ACA) compliant plans. These plans are categorized into metal tiers: Bronze, Silver, Gold, and Platinum. Each tier offers different levels of cost-sharing, with Bronze plans typically having lower monthly premiums and higher out-of-pocket costs, and Gold/Platinum plans offering higher premiums but lower out-of-pocket expenses when you use care. Silver plans are unique because they may qualify for Cost-Sharing Reductions (CSRs) if your income is below 250% of the Federal Poverty Level, significantly lowering deductibles, copayments, and coinsurance.

Health Insurance Carriers in Davis County

As of the 2026 plan year, four health insurance carriers are confirmed to offer plans on HealthCare.gov for residents in Rating Area 3, which includes Davis County. These carriers are:

BridgeSpan Health Company
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

These carriers provide a variety of plan options, primarily HMO and EPO networks, across Davis County. When selecting a plan, consider the network of doctors and hospitals, prescription drug coverage, and overall cost structure. Davis County is served by four acute care hospitals including Holy Cross Hospital-davis in Layton, Lakeview Hospital in Bountiful, Intermountain Health Layton Hospital in Layton, and Western Peaks Specialty Hospital in Bountiful. It's advisable to check if your preferred doctors and any necessary specialists are in-network with the plan you are considering. Davis County, with a population of 370,924 and an uninsured rate of 5.7% (per U.S. Census Bureau ACS 2024 5-year estimates), is part of Rating Area 3. This rating area also covers Salt Lake, Summit, Tooele, and Wasatch counties, meaning that all carriers participating in this area offer plans across these five counties.

Understanding Your Eligibility and Affordability Options

Accessing affordable health insurance in Davis County depends largely on your household income and family size. Utah has expanded its Medicaid program, which significantly impacts eligibility for low-income residents.

Utah Medicaid Eligibility

Utah expanded Medicaid in 2020 through a ballot initiative. This means that adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for comprehensive, low-cost or no-cost health coverage through Utah Medicaid. This is a critical difference from states that have not expanded Medicaid, as it closes the "coverage gap" for many low-income individuals. For specific populations:

Pregnant Women: Utah Medicaid covers pregnant women with income up to 144% FPL, providing access to prenatal, delivery, and postpartum care.
Children (CHIP): Uninsured children in households with incomes up to 200% FPL may qualify for Utah's Children's Health Insurance Program (CHIP).

If your income falls within these thresholds, you should apply for Utah Medicaid or CHIP directly through the Utah Medicaid portal (medicaid.utah.gov).

ACA Subsidies and Tax Credits

If your income is above the Medicaid threshold, you may qualify for premium tax credits (subsidies) and Cost-Sharing Reductions (CSRs) through HealthCare.gov.

Premium Tax Credits: These reduce your monthly premium payments. Eligibility is based on household income relative to the FPL. For 2026, individuals and families earning between 100% and 400% FPL typically qualify for significant premium assistance.
Cost-Sharing Reductions (CSRs): These reduce your out-of-pocket costs like deductibles, copayments, and coinsurance. CSRs are only available with Silver-tier plans and are typically for those earning up to 250% FPL.

A licensed health insurance producer can help you estimate your potential subsidies and guide you through the enrollment process to ensure you get the maximum financial assistance you qualify for.

Frequently Asked Questions

Is Molina Health Insurance available on the HealthCare.gov marketplace in Davis County, Utah?

As of the 2026 plan year, Molina Health Insurance is not listed among the confirmed carriers offering plans on HealthCare.gov for Rating Area 3, which includes Davis County. Residents can find plans from BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans.

What are the income limits for Medicaid in Utah?

Utah expanded Medicaid in 2020. Adults with household income up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. For pregnant women, the income threshold is 144% FPL, and for children under CHIP, it's 200% FPL.

What types of health plans are available in Davis County, Utah?

On HealthCare.gov in Davis County, Utah, the primary plan types available are Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. PPO plans are not offered on-exchange in Utah for subsidy-eligible coverage.

How many health insurance carriers offer marketplace plans in Davis County?

In 2026, four carriers offer marketplace plans in Rating Area 3, which covers Davis County: BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans.

Get Your Free Quote

Navigating health insurance options can be complex, especially when considering carrier availability and financial assistance. A licensed health insurance producer can provide personalized guidance, help you compare plans from the confirmed carriers in Davis County, and determine your eligibility for subsidies or Medicaid. This service is provided at no cost to you.