Molina Health Insurance Options in Holladay, Utah

Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

In 2026, five carriers offer marketplace health plans in Holladay, part of Utah Rating Area 3, but Molina Health Insurance is not among them.
Holladay residents can choose between HMO and EPO plans on HealthCare.gov; PPO plans are not available on-exchange in Utah.
Utah expanded Medicaid in 2020, covering adults up to 138% FPL, pregnant women up to 144% FPL, and children up to 200% FPL.
The median household income in Holladay is $117,043, and the uninsured rate is 4.3% per U.S. Census Bureau ACS 2024 5-year estimates.

Navigating health insurance options in Holladay, Utah, means understanding the specific plans and carriers available through HealthCare.gov, the federal marketplace for Utah residents. While you may be looking for Molina Health Insurance, confirmed data for the 2026 plan year indicates that Molina is not listed among the carriers offering marketplace plans in Rating Area 3, which includes Holladay. Instead, five other carriers provide a range of Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans, with potential subsidies to make coverage more affordable.

Get Your Free Health Insurance Quote

A licensed agent can compare coverage options for you at no cost.

✓

You're all set!

A licensed agent will reach out shortly.

Which Health Insurance Plans Are Available in Holladay, Utah?

For residents of Holladay, Utah, the primary source for individual and family health insurance is HealthCare.gov. In 2026, the marketplace offers a selection of plans from confirmed carriers in Rating Area 3. Unlike some states, Utah's marketplace does not offer PPO plans for on-exchange coverage; consumers will choose between HMO and EPO network structures. HMO plans typically require you to choose a primary care provider (PCP) within the network and get referrals for specialists. EPO plans offer more flexibility than HMOs by not requiring a PCP or referrals, but they generally only cover care received from providers within their network. Both plan types are designed to provide comprehensive coverage for essential health benefits, including doctor visits, hospital care, prescription drugs, mental health services, and preventive care. Subsidies, known as Advance Premium Tax Credits (APTCs), are available to eligible individuals and families to lower monthly premiums. Cost-Sharing Reductions (CSRs) can also help reduce out-of-pocket costs like deductibles, copayments, and coinsurance for those who qualify and select a Silver-tier plan. Eligibility for these financial aids depends on household income relative to the Federal Poverty Level (FPL).

Understanding Medicaid Eligibility in Utah

Utah expanded its Medicaid program in 2020 through a ballot initiative, making it easier for many residents to access low-cost or free health coverage. This expansion means that adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. This is a critical difference from states that have not expanded Medicaid, where a "coverage gap" can exist for individuals below 100% FPL. For specific populations, Utah Medicaid offers even higher income thresholds:

Pregnant Women: Coverage is available for pregnant women with household incomes up to 144% FPL. This includes comprehensive prenatal care, labor and delivery services, and postpartum care.
Children (CHIP): The Children's Health Insurance Program (CHIP) covers uninsured children in households with incomes up to 200% FPL.

If your income falls within these ranges, applying for Utah Medicaid through the state's portal (medicaid.utah.gov) is often the most cost-effective path to comprehensive health coverage.

Health Insurance Carriers in Holladay

For the 2026 plan year, residents of Holladay, Utah, which is part of Rating Area 3, have access to marketplace plans from five confirmed health insurance carriers. Rating Area 3 covers a broad region including Davis, Salt Lake, Summit, Tooele, and Wasatch counties. Based on confirmed data, Molina Health Insurance is not listed among the carriers offering plans in this specific rating area. The confirmed carriers offering marketplace plans in Rating Area 3 for 2026 are:

BridgeSpan Health Company
Imperial Health Plan of Utah
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

These carriers provide various plan options across the Bronze, Silver, Gold, and Catastrophic tiers, allowing you to choose a plan that balances monthly premiums with out-of-pocket costs and benefits. When evaluating plans, consider factors like the network of doctors and hospitals, prescription drug coverage, and the overall cost structure that best suits your healthcare needs and budget. Holladay, with a population of 31,099 and a median household income of $117,043, is part of Salt Lake County, which has a population of 1,196,523. The uninsured rate in Holladay is 4.3%, significantly lower than Salt Lake County's 9.2%, per U.S. Census Bureau ACS 2024 5-year estimates. Salt Lake County is home to ten hospitals, including Holy Cross Hospital - Salt Lake, University of Utah Hospital and Clinics, and Intermountain Medical Center, providing a robust healthcare infrastructure for residents in Rating Area 3.

How to Choose the Right Plan in Holladay

Choosing the right health insurance plan involves assessing your healthcare needs, financial situation, and preferred providers. Here’s a step-by-step approach for Holladay residents:

Determine Eligibility for Financial Assistance: Start by determining if you qualify for subsidies (APTCs) or Cost-Sharing Reductions (CSRs) on HealthCare.gov. If your income is below 138% FPL, explore Utah Medicaid. For example, a single adult in Holladay earning $20,000 (below 138% FPL) would likely qualify for Medicaid.
Understand Plan Tiers:
- Bronze: Lowest premiums, highest deductibles. Best for those who expect minimal healthcare use and want protection against catastrophic costs.
- Silver: Moderate premiums and deductibles. The only tier eligible for Cost-Sharing Reductions. A strong choice if you qualify for CSRs or anticipate moderate healthcare use.
- Gold: Higher premiums, lower deductibles and out-of-pocket costs. Suitable if you expect frequent medical care.
- Catastrophic: Available to those under 30 or with a hardship exemption. Very high deductibles, low premiums, designed for emergencies.
Check Provider Networks: Ensure your preferred doctors, specialists, and hospitals are in the network of any plan you consider. Salt Lake County boasts major medical facilities such as Holy Cross Hospital - Salt Lake, Lds Hospital, and University of Utah Hospital and Clinics, so verifying network inclusion is important.
Review Prescription Drug Coverage: If you take regular medications, check the plan's formulary to ensure your prescriptions are covered and understand their cost.
Compare Out-of-Pocket Costs: Look beyond just the premium. Consider the deductible, copayments, coinsurance, and maximum out-of-pocket limit to understand your total potential costs.

A licensed health insurance producer can provide personalized guidance, helping you compare plans from BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and other local carriers, and enroll in a plan that meets your specific needs.

Frequently Asked Questions

Which health insurance carriers offer plans in Holladay, Utah?

In 2026, five health insurance carriers are confirmed to offer plans on HealthCare.gov in Rating Area 3, which includes Holladay. These carriers are BridgeSpan Health Company, Imperial Health Plan of Utah, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans.

Is Molina Health Insurance available in Holladay, Utah?

Based on confirmed data for the 2026 plan year, Molina Health Insurance is not listed among the carriers offering marketplace plans in Rating Area 3, which includes Holladay, Utah. Consumers seeking plans in this area should review options from the confirmed local carriers on HealthCare.gov.

What are the income limits for Utah Medicaid in Holladay?

Utah expanded Medicaid in 2020, allowing adults with income up to 138% of the Federal Poverty Level (FPL) to qualify. For pregnant women, the threshold is 144% FPL, and for children under CHIP, it's 200% FPL. You can apply through Utah's Medicaid portal (medicaid.utah.gov).

What types of health insurance plans are available on-exchange in Holladay?

On HealthCare.gov in Holladay, Utah, consumers can choose between Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. PPO plans are not available on-exchange in Utah for subsidized coverage.

How does Holladay's uninsured rate compare to Salt Lake County?

Holladay has an uninsured rate of 4.3%, which is significantly lower than the 9.2% uninsured rate for Salt Lake County as a whole, per U.S. Census Bureau ACS 2024 5-year estimates.