Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Molina Health Insurance in Taylorsville, UT

Molina Health Company does NOT offer marketplace health insurance plans in Taylorsville, Utah for the 2026 plan year.
Taylorsville residents can choose from 5 other confirmed carriers offering plans on HealthCare.gov in Rating Area 3.
Utah expanded Medicaid in 2020, covering adults up to 138% of the Federal Poverty Level (FPL).
Marketplace plans in Taylorsville are limited to Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) network types.

Navigating health insurance options in Taylorsville, Utah, requires understanding local plan availability and eligibility rules. If you're searching for Molina Health Insurance, it's important to know that for the 2026 plan year, Molina Health Company does not offer plans on the HealthCare.gov marketplace in Taylorsville or the surrounding Rating Area 3. However, residents have several other robust options for securing coverage, including plans from five different carriers and expanded Medicaid eligibility. This guide will help you understand the health insurance landscape in Taylorsville, including available plan types, local carriers, and how to enroll.

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What Health Plans Are Available in Taylorsville, UT?

For residents of Taylorsville, health insurance plans are primarily accessed through HealthCare.gov, the federal marketplace. Utah's marketplace offers two main types of network structures for subsidy-eligible plans: Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. Unlike some other states, PPO plans are not available on-exchange in Utah. HMO (Health Maintenance Organization) Plans: These plans typically require you to choose a primary care provider (PCP) within the plan's network, who then coordinates all your care and provides referrals to specialists. HMOs often have lower monthly premiums and out-of-pocket costs, but offer less flexibility in choosing providers outside the network. EPO (Exclusive Provider Organization) Plans: EPO plans also use a network of doctors and hospitals, but generally do not require a PCP referral to see a specialist. You must stay within the plan's network for care to be covered, except in emergencies. EPOs offer a balance between the flexibility of a PPO and the cost savings of an HMO. All plans available on HealthCare.gov cover essential health benefits, including doctor visits, prescription drugs, hospitalization, mental health services, and maternity care. They also cannot deny coverage or charge more due to pre-existing conditions.

Understanding Medicaid Eligibility in Utah

Utah expanded its Medicaid program in 2020, significantly increasing access to affordable healthcare for many residents. This expansion, enacted via Proposition 3, means that adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. For example, in 2024, a single individual earning up to approximately $20,783 annually could qualify, and a family of three earning up to about $35,268. Beyond standard adult Medicaid, Utah also provides coverage for specific populations:

Pregnant Women: Medicaid covers pregnant women with incomes up to 144% FPL, offering comprehensive prenatal care, labor and delivery, and postpartum support.
Children (CHIP): Uninsured children in households with incomes up to 200% FPL may qualify for the Children's Health Insurance Program (CHIP).

If your income falls within these thresholds, applying for Utah Medicaid through medicaid.utah.gov is often the most cost-effective path to comprehensive health coverage.

Health Insurance Carriers in Taylorsville, UT

While Molina Health Company does not offer marketplace plans in Taylorsville, residents have access to plans from other established insurers. Taylorsville is part of Utah Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, and Wasatch counties. In 2026, 5 carriers offer marketplace plans in Rating Area 3. These confirmed local carriers for the 2026 plan year include:

BridgeSpan Health Company
Imperial Health Plan of Utah
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

These carriers provide a range of HMO and EPO plans across various metal tiers (Bronze, Silver, Gold), allowing Taylorsville residents to choose a plan that best fits their budget and healthcare needs. Bronze plans typically have lower premiums but higher deductibles, while Gold plans have higher premiums but lower out-of-pocket costs. Silver plans offer a balance, and may provide additional cost-sharing reductions for those who qualify. Taylorsville, a city within Salt Lake County, serves a population of 58,678 with an uninsured rate of 12.0%, per U.S. Census Bureau ACS 2024 5-year estimates. Salt Lake County, with a population of 1,196,523 and an uninsured rate of 9.2%, is home to numerous major medical facilities, ensuring comprehensive healthcare access for residents. Major hospitals in Salt Lake County include Intermountain Medical Center in Murray, University of Utah Hospital and Clinics in Salt Lake City, and Holy Cross Hospital - Salt Lake.

How to Choose the Right Plan in Taylorsville

Selecting the best health insurance plan depends on your individual health needs, financial situation, and preferred access to care. Consider these factors when making your decision:

Factor	Consideration for Taylorsville Residents
Income & Subsidies	If your income is between 100% and 400% FPL, you may qualify for premium tax credits through HealthCare.gov. Those between 100% and 250% FPL may also be eligible for Cost-Sharing Reductions (CSRs) on Silver plans, which lower deductibles, copayments, and out-of-pocket maximums.
Health Needs	If you anticipate frequent doctor visits or have chronic conditions, a Gold or enhanced Silver plan with lower out-of-pocket costs might be more economical despite higher premiums. For healthy individuals, a Bronze plan with a Health Savings Account (HSA) option could be suitable.
Provider Network	Since Taylorsville offers HMO and EPO plans, check if your preferred doctors and hospitals (such as Intermountain Medical Center or University of Utah Hospital and Clinics) are within the plan's network before enrolling.
Medicaid Eligibility	If your income falls below 138% FPL (or 144% FPL for pregnant women), you likely qualify for Utah Medicaid, which offers comprehensive coverage with minimal or no costs.

A licensed health insurance producer can provide personalized guidance, helping you compare plans, understand subsidy eligibility, and enroll in a plan that meets your specific requirements. This service is typically free to you.

Frequently Asked Questions

Can I get Molina Health Insurance in Taylorsville, Utah?

For the 2026 plan year, Molina Health Company does not offer marketplace health insurance plans in Taylorsville, Utah. Residents seeking coverage through HealthCare.gov in Rating Area 3 will choose from five other confirmed carriers.

What type of health plans are available in Taylorsville, UT?

In Taylorsville, marketplace shoppers can choose between Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. PPO plans are not available on-exchange in Utah.

Do I qualify for Medicaid in Taylorsville, Utah?

Yes, Utah expanded Medicaid in 2020. Adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. Pregnant women may qualify up to 144% FPL, and children up to 200% FPL for CHIP.

How do I enroll in a health plan in Taylorsville?

You can enroll through the federal marketplace at HealthCare.gov during Open Enrollment, or if you qualify for a Special Enrollment Period due to a life event. A licensed health insurance producer can assist you with comparing plans and completing your application at no cost.

What hospitals are in Salt Lake County?

Salt Lake County is served by numerous hospitals, including Holy Cross Hospital - Salt Lake, LDS Hospital, University of Utah Hospital and Clinics, Intermountain Medical Center, and St Mark's Hospital, among others.