Regence BlueCross BlueShield of Utah Health Insurance in Price, UT
- Regence BlueCross BlueShield of Utah is one of 4 carriers offering marketplace plans in Price, Utah's Rating Area 6 for 2026.
- Utah residents in Price can choose between HMO and EPO plan types on HealthCare.gov; PPO plans are not available on-exchange.
- Individuals and families with income between 100% and 400% FPL may qualify for subsidies to reduce the cost of Regence BlueCross BlueShield of Utah plans.
- Utah Medicaid is expanded, covering adults up to 138% FPL, and pregnant women up to 144% FPL, offering a no-cost option for eligible Price residents.
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What Types of Regence BlueCross BlueShield of Utah Plans Are Available in Price?
In Price, Utah, Regence BlueCross BlueShield of Utah offers health insurance plans with either Health Maintenance Organization (HMO) or Exclusive Provider Organization (EPO) network structures. Utah's marketplace, HealthCare.gov, focuses on these two plan types, and PPO (Preferred Provider Organization) plans are generally not available on-exchange in the state.HMO plans typically require you to choose a primary care provider (PCP) within the network and get referrals from your PCP to see specialists. EPO plans also use a network of doctors and hospitals, but usually do not require a referral to see a specialist, though out-of-network care is generally not covered except in emergencies. Both options provide robust coverage, but understanding the differences in how you access care is crucial.
Understanding Costs and Financial Assistance in Price
The cost of health insurance from Regence BlueCross BlueShield of Utah in Price will vary based on the plan's metal tier (Bronze, Silver, Gold), your age, household size, and whether you qualify for financial assistance. Price, Utah, with a population of 8,248 and a median household income of $53,203 (per U.S. Census Bureau ACS 2024 5-year estimates), sees many residents eligible for subsidies.Many Price residents are eligible for premium tax credits (subsidies) to help reduce their monthly premiums. These subsidies are available to individuals and families with household incomes between 100% and 400% of the Federal Poverty Level (FPL). Additionally, those with incomes below 250% FPL may qualify for Cost-Sharing Reductions (CSRs), which lower deductibles, copayments, and out-of-pocket maximums, making Silver plans particularly valuable.
Utah Medicaid and CHIP for Price Residents
Utah expanded Medicaid in 2020, meaning adults with household incomes up to 138% of the Federal Poverty Level may qualify for Utah Medicaid. For pregnant women, the income threshold is 144% FPL, and children can qualify for Utah CHIP with household incomes up to 200% FPL. These programs offer comprehensive, low-cost or no-cost health coverage and are vital resources for eligible individuals and families in Price. You can apply for Utah Medicaid through the state's Medicaid portal (medicaid.utah.gov).Health Insurance Carriers in Price
In 2026, 4 carriers offer marketplace plans in Rating Area 6, which covers Beaver, Carbon, Daggett, Duchesne, Emery, Garfield, Grand, Juab, Kane, Millard, Piute, San Juan, Sanpete, Sevier, Uintah, Wayne counties. Regence BlueCross BlueShield of Utah is one of these carriers, providing competitive options for Price residents.The confirmed carriers for Price, Utah (Rating Area 6) are:
- BridgeSpan Health Company
- Regence BlueCross BlueShield of Utah
- Select Health
- University of Utah Health Plans
Carbon County, where Price is located, has a population of 20,517 and an uninsured rate of 6.2% (per U.S. Census Bureau ACS 2024 5-year estimates). The county's primary acute care facility is Castleview Hospital in Price. Regence BlueCross BlueShield of Utah plans generally include this hospital and a broad network of medical professionals within Rating Area 6. When selecting a plan, it's always advisable to verify that your preferred doctors and specialists are included in the specific plan's network.
Choosing the Right Regence BlueCross BlueShield of Utah Plan in Price
Selecting the best Regence BlueCross BlueShield of Utah plan for your needs in Price involves considering several factors:- Your Healthcare Needs: If you anticipate frequent doctor visits or have ongoing medical conditions, a Gold plan with lower out-of-pocket costs per visit or a Silver plan with CSRs might be more cost-effective. If you are generally healthy and primarily want coverage for emergencies, a Bronze plan with lower monthly premiums could be suitable.
- Budget: Balance your monthly premium against potential out-of-pocket costs like deductibles and copayments. Remember that subsidies can significantly lower your premium on HealthCare.gov.
- Provider Network: Ensure that your preferred doctors, specialists, and the local Castleview Hospital are within the network of the Regence BlueCross BlueShield of Utah plan you are considering.
- Medicaid Eligibility: If your income is at or below 138% FPL (144% FPL for pregnant women), applying for Utah Medicaid should be your first step, as it provides comprehensive coverage at no cost.
A licensed health insurance agent can help you navigate these options, compare specific Regence BlueCross BlueShield of Utah plans, and determine your eligibility for financial assistance, all at no cost to you.