Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Regence BlueCross BlueShield of Utah Health Insurance in Roosevelt, Utah

Four health insurance carriers, including Regence BlueCross BlueShield of Utah, offer marketplace plans in Roosevelt's Rating Area 6 for 2026.
Utah uses the federal marketplace, HealthCare.gov, where subsidies are available for individuals earning up to 400% of the Federal Poverty Level.
Roosevelt residents with household incomes up to 138% of the Federal Poverty Level may qualify for Utah Medicaid, which expanded in 2020.
The average uninsured rate in Roosevelt is 13.4%, per U.S. Census Bureau ACS 2024 5-year estimates.

Navigating health insurance options in Roosevelt, Utah, involves understanding the plans available through HealthCare.gov, the federal marketplace. Regence BlueCross BlueShield of Utah is one of the key providers in this area, offering various plans designed to meet different needs. For 2026, residents of Roosevelt, located in Duchesne County, will find that plan choices primarily consist of Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) networks, as PPO plans are not offered on-exchange in Utah. Financial assistance, such as premium tax credits, can significantly reduce the cost of coverage for eligible individuals and families.

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What Health Plans Does Regence BlueCross BlueShield of Utah Offer in Roosevelt?

Regence BlueCross BlueShield of Utah provides a range of health insurance plans through HealthCare.gov for residents of Roosevelt and the surrounding Rating Area 6. These plans are structured as either Health Maintenance Organization (HMO) or Exclusive Provider Organization (EPO) networks. HMO plans typically require you to choose a primary care provider (PCP) within the network and get referrals for specialists, while EPO plans offer more flexibility in choosing providers within the network without requiring referrals, but generally do not cover out-of-network care except in emergencies. It is important to compare the specific benefits, deductibles, copayments, and the network of doctors and hospitals for each plan offered by Regence BlueCross BlueShield of Utah to ensure it meets your healthcare needs.

Understanding Health Insurance Options in Roosevelt, Utah

Residents of Roosevelt, Utah, have several options for securing health insurance, primarily through the federal marketplace, HealthCare.gov. In 2026, four carriers offer marketplace plans in Rating Area 6, which includes Roosevelt. These options cater to individuals and families, with subsidies available to make coverage more affordable. Utah expanded Medicaid in 2020, providing coverage for adults with incomes up to 138% of the Federal Poverty Level, pregnant women up to 144% FPL, and children through CHIP up to 200% FPL. This expansion is a critical difference from states that have not expanded Medicaid, ensuring a broader safety net for lower-income residents. Roosevelt, with a population of 7,078 and an uninsured rate of 13.4% per U.S. Census Bureau ACS 2024 5-year estimates, is part of Duchesne County, which is served by Uintah Basin Medical Center. Duchesne County, with a population of 20,185, is included in Rating Area 6, which covers Beaver, Carbon, Daggett, Duchesne, Emery, Garfield, Grand, Juab, Kane, Millard, Piute, San Juan, Sanpete, Sevier, Uintah, Wayne counties.

Marketplace Plan Tiers and Subsidies

HealthCare.gov offers plans categorized into metal tiers: Bronze, Silver, Gold, and Platinum. These tiers reflect how costs are split between you and your insurance company.

Bronze plans: These plans have the lowest monthly premiums but the highest deductibles and out-of-pocket costs. They are best for those who expect to use healthcare services infrequently and want protection against catastrophic events.
Silver plans: Silver plans have moderate premiums and deductibles. They are particularly valuable for individuals who qualify for Cost-Sharing Reductions (CSRs), which can significantly lower your out-of-pocket costs, including deductibles, copayments, and coinsurance. CSRs are only available with Silver plans and for those with incomes up to 250% FPL.
Gold plans: With higher monthly premiums than Bronze or Silver, Gold plans offer lower deductibles and out-of-pocket costs. They are suitable for those who expect to use healthcare services regularly.

Premium tax credits are available for individuals and families with incomes between 100% and 400% of the Federal Poverty Level, helping to reduce the monthly premium cost for any metal-tier plan.

Health Insurance Carriers in Roosevelt

For the 2026 plan year, 4 carriers offer marketplace plans in Rating Area 6, which serves Roosevelt, Utah. These carriers provide a variety of Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans, allowing residents to choose coverage that best fits their needs and budget.

BridgeSpan Health Company: Offers a range of plans with a focus on integrated care networks.
Regence BlueCross BlueShield of Utah: A well-established carrier providing various HMO and EPO options in the area.
Select Health: Known for its comprehensive network and member services across Utah.
University of Utah Health Plans: Provides access to the University of Utah Health system and its affiliated providers.

When selecting a plan, it is crucial to verify that your preferred doctors, specialists, and the Uintah Basin Medical Center in Roosevelt are included in the plan's network.

Making Your Health Insurance Decision in Roosevelt

Choosing the right health insurance plan in Roosevelt depends on your income, health needs, and budget. Here's a breakdown of considerations:

If your income is below 138% FPL: You likely qualify for Utah Medicaid. Apply directly through Utah's Medicaid portal (medicaid.utah.gov) for comprehensive, low-cost coverage. For a single individual in 2026, this threshold would be approximately $20,783 annually.
If your income is between 100% and 400% FPL: You are eligible for significant premium tax credits through HealthCare.gov. Consider a Silver plan, especially if your income is below 250% FPL, to take advantage of Cost-Sharing Reductions that lower your deductibles and copayments.
If your income is above 400% FPL: While you won't qualify for premium tax credits, you can still enroll in a marketplace plan through HealthCare.gov. Compare Bronze, Silver, and Gold plans based on your expected healthcare usage and preferred out-of-pocket costs.

A licensed health insurance producer can help you compare plans from Regence BlueCross BlueShield of Utah and other carriers, understand your subsidy eligibility, and enroll in a plan that meets your specific needs at no additional cost to you.

Frequently Asked Questions

What types of health plans does Regence BlueCross BlueShield of Utah offer in Roosevelt?

In Roosevelt, Regence BlueCross BlueShield of Utah, like other marketplace carriers, offers Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. PPO plans are not available on-exchange in Utah. These plans are available through HealthCare.gov.

How many health insurance carriers offer plans in Roosevelt, Utah?

For the 2026 plan year, four carriers offer marketplace health insurance plans in Rating Area 6, which includes Roosevelt, Utah. These carriers are BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health, and University of Utah Health Plans.

Can I get financial assistance for a Regence BlueCross BlueShield of Utah plan in Roosevelt?

Yes, if your household income is between 100% and 400% of the Federal Poverty Level (FPL), you may qualify for premium tax credits and cost-sharing reductions when enrolling in a plan through HealthCare.gov. These subsidies can significantly lower your monthly premiums and out-of-pocket costs.

What are the Medicaid income limits in Utah for Roosevelt residents?

Utah expanded Medicaid in 2020. Adults in Roosevelt with household income up to 138% of the Federal Poverty Level may qualify for Utah Medicaid. Pregnant women may qualify up to 144% FPL, and children through CHIP up to 200% FPL.