Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Select Health Insurance Plans in Daggett County, Utah

Select Health is one of 4 confirmed carriers offering marketplace plans in Daggett County for the 2026 plan year.
Utah uses the federal marketplace, HealthCare.gov, for enrollment and subsidy determination.
Daggett County residents may qualify for premium tax credits if their income is between 100% and 400% FPL.
Utah expanded Medicaid in 2020, covering adults up to 138% FPL, and pregnant women up to 144% FPL.
Daggett County has a population of 783 and an uninsured rate of 10.4%, per U.S. Census Bureau ACS 2024 5-year estimates.

Navigating health insurance options in Daggett County, Utah, involves understanding the specific plans available through the federal marketplace, HealthCare.gov. For 2026, Select Health is a prominent option among the four carriers serving Utah's Rating Area 6, which includes Daggett County. Residents seeking coverage can compare various plan types, primarily Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans, and determine their eligibility for financial assistance like premium tax credits and cost-sharing reductions. With Utah's expanded Medicaid program covering individuals up to 138% of the Federal Poverty Level (FPL), many residents may find affordable, comprehensive coverage.

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What Health Insurance Plans Are Available from Select Health in Daggett County?

In Daggett County, Select Health offers plans through the HealthCare.gov marketplace. As with all plans offered on the Utah marketplace, Select Health plans are typically structured as Health Maintenance Organization (HMO) or Exclusive Provider Organization (EPO) plans. These plans provide comprehensive benefits, including preventive care, doctor visits, hospital stays, prescription drugs, and mental health services, all adhering to the Affordable Care Act (ACA) guidelines. Utah's marketplace does not offer PPO (Preferred Provider Organization) plans on-exchange. This means that Daggett County residents choosing a Select Health plan through HealthCare.gov will select between HMOs, which generally require you to choose a primary care provider (PCP) and get referrals for specialists, and EPOs, which offer more flexibility in seeing specialists without a referral but still limit coverage to an in-network provider list.

Understanding Financial Assistance and Utah Medicaid in Daggett County

Many Daggett County residents can significantly reduce their health insurance costs through financial assistance programs available via HealthCare.gov.

Premium Tax Credits (Subsidies)

If your household income falls between 100% and 400% of the Federal Poverty Level (FPL), you are likely eligible for premium tax credits. These credits directly lower your monthly health insurance premium, making coverage more affordable. The exact amount of your subsidy depends on your income, household size, and the cost of the benchmark Silver plan in your area.

Cost-Sharing Reductions (CSRs)

Individuals with incomes up to 250% FPL who enroll in a Silver-tier plan may also qualify for Cost-Sharing Reductions (CSRs). CSRs reduce the out-of-pocket costs associated with healthcare, such as deductibles, copayments, and coinsurance. This means you pay less when you actually use medical services.

Utah Medicaid Expansion

Utah expanded its Medicaid program in 2020 through Proposition 3. This means that adults in Daggett County with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. This program provides comprehensive health coverage with little to no out-of-pocket costs. Specialized Medicaid thresholds also apply:

Pregnant Women: Utah Medicaid covers pregnant women with income up to 144% FPL. This includes extensive coverage for prenatal care, labor and delivery, and postpartum support.
Children (CHIP): Uninsured children in households with incomes up to 200% FPL may be eligible for Utah's Children's Health Insurance Program (CHIP).

Applications for Utah Medicaid and CHIP can be submitted directly through the state's Medicaid portal at medicaid.utah.gov.

Health Insurance Carriers in Daggett County

For the 2026 plan year, four carriers offer marketplace health insurance plans in Utah's Rating Area 6, which covers Beaver, Carbon, Daggett, Duchesne, Emery, Garfield, Grand, Juab, Kane, Millard, Piute, San Juan, Sanpete, Sevier, Uintah, Wayne counties. Daggett County is part of this multi-county rating area. The confirmed carriers for this rating area are:

BridgeSpan Health Company
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

These carriers offer a range of HMO and EPO plans across the Bronze, Silver, Gold, and Platinum metal tiers, allowing residents to choose a plan that balances monthly premiums with out-of-pocket costs. Daggett County, part of Utah's Rating Area 6, is one of the state's least populous counties, with just 783 residents and an uninsured rate of 10.4%, per U.S. Census Bureau ACS 2024 5-year estimates. The county's median income is $66,000. Daggett County has no acute care hospitals within its boundaries, meaning residents needing hospital services typically travel to neighboring counties for treatment.

Choosing the Right Select Health Plan in Daggett County

Selecting the right health insurance plan, whether from Select Health or another carrier, depends on your individual health needs, financial situation, and preferred access to care. Here's a guide to help you decide:

Consider your budget: Bronze plans have lower monthly premiums but higher deductibles and out-of-pocket maximums. Gold and Platinum plans have higher premiums but lower costs when you use medical services. Silver plans offer a balance and are the only tier eligible for Cost-Sharing Reductions.
Estimate your healthcare usage: If you anticipate frequent doctor visits or have chronic conditions, a Gold or Platinum plan might save you money in the long run despite higher premiums. If you are generally healthy and only expect preventive care, a Bronze plan might be suitable.
Check network providers: Ensure that your preferred doctors, specialists, and any necessary medical facilities are in-network with the Select Health plan you are considering. HMO and EPO plans have specific networks that you must use for covered services.
Utilize subsidies: If you qualify for premium tax credits, they will significantly reduce your monthly premium. If your income is also below 250% FPL, a Silver plan with Cost-Sharing Reductions can provide exceptional value.

A licensed health insurance producer can provide personalized guidance, helping you compare Select Health plans with other options and enroll in the best coverage for your needs, all at no cost to you.

Frequently Asked Questions

Does Select Health offer plans in Daggett County?

Yes, Select Health is one of four carriers confirmed to offer marketplace health insurance plans in Utah's Rating Area 6, which includes Daggett County, for the 2026 plan year.

What types of plans does Select Health offer in Utah?

In Utah's HealthCare.gov marketplace, Select Health, like other carriers, primarily offers Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. PPO plans are not available on-exchange in Utah.

Can I get a subsidy for a Select Health plan in Daggett County?

Yes, if your household income falls between 100% and 400% of the Federal Poverty Level (FPL), you may qualify for premium tax credits to lower your monthly costs for any marketplace plan, including those from Select Health. Cost-sharing reductions are also available for those with incomes up to 250% FPL who choose a Silver plan.

How do I enroll in a Select Health plan in Daggett County?

Enrollment for Select Health plans, and all other marketplace plans in Daggett County, is primarily done through HealthCare.gov during the annual Open Enrollment Period. You may also qualify for a Special Enrollment Period if you experience a qualifying life event like marriage, birth, or loss of other coverage.