Select Health Insurance Plans in Grantsville, Utah

Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Select Health offers HMO and EPO plans on HealthCare.gov for Grantsville residents in Rating Area 3.
Four carriers, including Select Health, provide marketplace plans in Rating Area 3 for the 2026 plan year.
Utah expanded Medicaid in 2020, covering adults with incomes up to 138% of the Federal Poverty Level.
Grantsville, with a population of 14,341, has an uninsured rate of 4.9% per U.S. Census Bureau ACS 2024 5-year estimates.

Navigating health insurance options in Grantsville, Utah, involves understanding the plans available through HealthCare.gov, especially from carriers like Select Health. For 2026, Grantsville residents can choose from HMO (Health Maintenance Organization) and EPO (Exclusive Provider Organization) plans. Select Health, a prominent local carrier, is one of four insurers offering plans in Rating Area 3, which encompasses Tooele County and its surrounding areas. Subsidies are available to make coverage more affordable, depending on your household income.

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What Select Health Plans Are Available in Grantsville?

In Grantsville, Utah, Select Health provides a range of health insurance plans exclusively with HMO and EPO network structures through the federal marketplace, HealthCare.gov. Unlike some other states, PPO (Preferred Provider Organization) plans are not available on-exchange in Utah for the 2026 plan year. This means your choice for marketplace coverage will focus on the benefits and provider networks offered by HMO and EPO plans. HMO plans typically require you to choose a primary care provider (PCP) within the network who then refers you to specialists. EPO plans offer more flexibility by allowing you to see any specialist within the network without a referral, but they generally do not cover out-of-network care except in emergencies. Select Health's offerings in Grantsville are designed to provide comprehensive coverage within these network models.

Understanding Your Eligibility for Subsidies and Utah Medicaid

Many Grantsville residents qualify for financial assistance to lower the cost of health insurance. The Affordable Care Act (ACA) provides premium tax credits (subsidies) that can significantly reduce your monthly premiums for plans purchased on HealthCare.gov. These subsidies are available to individuals and families with household incomes between 100% and 400% of the Federal Poverty Level (FPL), and often for those above 400% FPL due to enhanced support measures. For those with lower incomes, Utah has expanded its Medicaid program. Since 2020, adults in Utah with incomes up to 138% FPL are eligible for Utah Medicaid, providing comprehensive, low-cost health coverage. This is a critical difference from non-expansion states, as it eliminates the "coverage gap" for many low-income individuals. Additionally, pregnant women in Utah may qualify for Medicaid with incomes up to 144% FPL, and children through the Children's Health Insurance Program (CHIP) with incomes up to 200% FPL. You can apply for Utah Medicaid directly through medicaid.utah.gov.

Health Insurance Carriers in Grantsville

For 2026, four carriers offer marketplace plans in Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, Wasatch counties, including Grantsville. Residents have choices among these providers, with Select Health being a prominent option. The confirmed health insurance carriers offering plans through HealthCare.gov in Grantsville for the 2026 plan year are:

BridgeSpan Health Company
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

When comparing plans, it is important to consider the specific network of each carrier, especially if you have preferred doctors or need access to particular hospitals. In Tooele County, the primary acute care facility is Mountain West Medical Center in Tooele. Ensure your chosen plan includes access to the providers and facilities that are most convenient and essential for your healthcare needs.

Local Healthcare Landscape in Grantsville, Utah

Grantsville is a growing community in Tooele County, Utah, with a population of 14,341 and a median age of 30.6 years, per U.S. Census Bureau ACS 2024 5-year estimates. The city's uninsured rate stands at 4.9%, lower than Tooele County's 6.1% uninsured rate. Residents in Grantsville and the broader Tooele County rely on the local healthcare infrastructure, including Mountain West Medical Center, the sole acute care hospital in Tooele County. Understanding the local healthcare options and which carriers provide access to these facilities is a key part of selecting a suitable health plan. Grantsville is part of Utah's Rating Area 3, which also encompasses Davis, Salt Lake, Summit, and Wasatch counties, ensuring a broader pool of insureds and competitive plan offerings.

Choosing the Right Select Health Plan for Your Needs

Selecting the best Select Health plan in Grantsville depends on your individual or family's healthcare needs, budget, and desired level of access. Consider the following:

Factor	Consideration for Select Health Plans
Network Type (HMO vs. EPO)	Evaluate if you prefer the coordinated care of an HMO (requiring a PCP and referrals) or the greater flexibility of an EPO (no referrals needed for in-network specialists).
Monthly Premium vs. Out-of-Pocket Costs	Bronze plans have lower premiums but higher deductibles and out-of-pocket maximums. Silver plans offer a balance, with potential for enhanced subsidies (Cost-Sharing Reductions). Gold plans have higher premiums but lower out-of-pocket costs.
Prescription Drug Coverage	Check the formulary (list of covered drugs) to ensure your necessary medications are included and understand the associated costs.
Doctor and Hospital Access	Confirm that your preferred doctors, specialists, and facilities, such as Mountain West Medical Center, are within Select Health's network for your chosen plan.
Preventive Care Benefits	All ACA-compliant plans, including those from Select Health, cover essential health benefits and preventive care at no additional cost.

For those with incomes up to 250% FPL, Enhanced Silver plans offer significant savings on deductibles, copayments, and coinsurance, making comprehensive care much more affordable. A licensed agent can help you determine if you qualify for these valuable cost-sharing reductions.

Frequently Asked Questions

What types of Select Health plans are available in Grantsville, Utah?

In Grantsville, part of Utah's Rating Area 3, Select Health offers health insurance plans with either HMO (Health Maintenance Organization) or EPO (Exclusive Provider Organization) network structures through HealthCare.gov. PPO plans are not available on-exchange in Utah.

Can I get a subsidy for a Select Health plan in Grantsville?

Yes, if your household income falls between 100% and 400% of the Federal Poverty Level (FPL), you may qualify for premium tax credits (subsidies) to reduce the cost of a Select Health plan purchased on HealthCare.gov. Many individuals and families with incomes above 400% FPL may also qualify for subsidies due to enhanced ACA support.

Is Medicaid available in Grantsville, Utah?

Yes, Utah expanded Medicaid in 2020. Adults in Grantsville with incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. Pregnant women may qualify with incomes up to 144% FPL, and children through CHIP up to 200% FPL.

How do I enroll in a Select Health plan in Grantsville?

Enrollment for Select Health plans in Grantsville typically occurs during the annual Open Enrollment Period through HealthCare.gov. If you experience a qualifying life event, such as moving to Grantsville, marriage, birth of a child, or loss of other coverage, you may be eligible for a Special Enrollment Period. A licensed agent can assist you with the enrollment process and ensure you receive all eligible subsidies.