Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Select Health Insurance Plans in Kanab, Utah for 2026

In 2026, Select Health offers health insurance plans in Kanab, Utah, through the federal marketplace, HealthCare.gov.
Kanab residents can choose between HMO and EPO plan types; PPO plans are not available on-exchange in Utah.
Kanab is part of Utah Rating Area 6, which includes 16 counties, and Select Health plans are priced uniformly across this region.
Individuals and families in Kanab with incomes up to 400% FPL may qualify for significant subsidies to reduce monthly premiums.
Utah expanded Medicaid in 2020, covering adults with incomes up to 138% FPL, and pregnant women up to 144% FPL.

For Kanab residents seeking health insurance in 2026, Select Health provides a range of plans available through HealthCare.gov, the official federal marketplace. These plans are designed to meet the requirements of the Affordable Care Act (ACA), ensuring essential health benefits and consumer protections. As the primary carrier in Kane County's Rating Area 6, Select Health offers both Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans, allowing individuals and families to choose coverage that aligns with their healthcare needs and budget. Subsidies are available based on income, potentially making coverage highly affordable for many in Kanab.

Get Your Free Health Insurance Quote

A licensed agent can compare coverage options for you at no cost.

✓

You're all set!

A licensed agent will reach out shortly.

What Select Health Plans Are Available in Kanab for 2026?

Select Health offers a variety of ACA-compliant plans in Kanab through HealthCare.gov for the 2026 plan year. Utah's marketplace offers health insurance plans primarily as HMO and EPO network structures. It is important to note that PPO (Preferred Provider Organization) plans are not available on-exchange in Utah, meaning marketplace shoppers in Kanab will select between HMO and EPO options. HMO Plans: These plans typically require you to choose a primary care provider (PCP) within the Select Health network. Your PCP coordinates your care and generally provides referrals for specialist visits. HMOs often have lower monthly premiums and out-of-pocket costs, but offer less flexibility in choosing providers. EPO Plans: With an EPO plan, you generally do not need a referral to see a specialist, offering more direct access to a wider range of in-network providers than an HMO. However, EPOs typically do not cover care received from out-of-network providers, except in emergencies. All Select Health marketplace plans cover essential health benefits, including doctor visits, prescription drugs, hospital care, mental health services, and preventive care, with no annual or lifetime limits. The specific costs and coverage details will vary by plan tier (Bronze, Silver, Gold), which determines the balance between monthly premiums and out-of-pocket expenses.

Understanding Subsidies and Affordability in Kanab

Many Kanab residents qualify for financial assistance to help pay for their Select Health plans. These subsidies, known as premium tax credits, are available to individuals and families with household incomes between 100% and 400% of the Federal Poverty Level (FPL). For those with lower incomes, Cost-Sharing Reductions (CSRs) can also significantly lower deductibles, copayments, and out-of-pocket maximums, especially when enrolling in a Silver-tier plan.

Utah Medicaid and CHIP Eligibility

Utah expanded its Medicaid program in 2020, making health coverage accessible to more residents. Adults in Kanab with household incomes up to 138% FPL may qualify for Utah Medicaid. This is a critical difference from states that have not expanded Medicaid, as it ensures a pathway to coverage for low-income individuals. Additionally, Utah offers specific Medicaid programs for vulnerable populations:

Pregnant Women: Coverage for pregnant women extends up to 144% FPL, providing comprehensive prenatal, delivery, and postpartum care. Applications can be submitted through Utah's Medicaid portal (medicaid.utah.gov).
Children (CHIP): The Children's Health Insurance Program (CHIP) covers uninsured children in households with incomes up to 200% FPL, ensuring access to essential healthcare services for younger residents.

Health Insurance Carriers in Kanab

Kanab, located in Kane County, is part of Utah Rating Area 6. This rating area covers a large geographical region, including Beaver, Carbon, Daggett, Duchesne, Emery, Garfield, Grand, Juab, Kane, Millard, Piute, San Juan, Sanpete, Sevier, Uintah, and Wayne counties. In 2026, 2 carriers offer marketplace plans in Rating Area 6:

Select Health
University of Utah Health Plans

Both carriers offer a range of HMO and EPO plans across the metal tiers (Bronze, Silver, Gold) through HealthCare.gov. While these are the confirmed carriers for the marketplace in Rating Area 6, it is always advisable to verify specific plan availability for your exact ZIP code on HealthCare.gov.

Choosing Your Select Health Plan in Kanab

Selecting the right health plan involves weighing several factors, including your healthcare needs, budget, and preferred provider network. Kanab, Utah, with a population of 5,081 and a median income of $85,486 per U.S. Census Bureau ACS 2024 5-year estimates, has an uninsured rate of just 3.4%. Residents needing acute care travel to a neighboring county, as Kane County has no acute care hospitals within its boundaries. This highlights the importance of understanding network coverage and emergency care provisions when choosing a plan. Consider the following when reviewing Select Health plans:

Plan Tier (Metal Level): Bronze plans have lower premiums but higher out-of-pocket costs, suitable for those who expect minimal healthcare use. Silver plans offer a balance and are the only tier eligible for Cost-Sharing Reductions. Gold plans have higher premiums but lower out-of-pocket costs, ideal for those who anticipate frequent medical care.
Network Type (HMO vs. EPO): Decide if you prefer the coordinated care of an HMO with referrals or the greater flexibility of an EPO for direct access to specialists within the network.
Provider Network: Confirm that your preferred doctors, specialists, and any facilities you might use are included in the Select Health network for your chosen plan.
Prescription Drug Coverage: Check the formulary (list of covered drugs) to ensure your medications are covered and understand their cost-sharing structure.

Navigating these choices can be complex. A licensed health insurance agent can provide free, personalized assistance to help you compare Select Health plans, calculate potential subsidies, and complete the enrollment process, ensuring you find the best coverage for your needs.

Frequently Asked Questions

What types of Select Health plans are available in Kanab?

In Kanab, Select Health offers plans with HMO and EPO network structures through HealthCare.gov. PPO plans are not available on-exchange in Utah. HMO plans require you to choose a primary care provider and get referrals for specialists, while EPO plans offer more flexibility without referrals but generally do not cover out-of-network care.

Can I get a subsidy for a Select Health plan in Kanab?

Yes, if your household income falls between 100% and 400% of the Federal Poverty Level (FPL), you may qualify for premium tax credits that reduce your monthly costs for Select Health plans purchased through HealthCare.gov. Individuals with income below 138% FPL may qualify for Utah Medicaid.

How does Kanab's location affect health insurance options?

Kanab is located in Kane County, which is part of Utah Rating Area 6. This rating area includes 16 counties, and all plans offered by Select Health and University of Utah Health Plans are priced uniformly across this entire region. This means your options and costs are influenced by the broader regional market, not just Kanab specifically.

What is the uninsured rate in Kanab, Utah?

According to U.S. Census Bureau ACS 2024 5-year estimates, the uninsured rate in Kanab is 3.4%, which is lower than the broader Kane County uninsured rate of 5.3% and significantly below the national average. This indicates a high rate of coverage among residents.