Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

Select Health Insurance Plans in South Jordan, Utah

Select Health is one of 5 carriers offering marketplace health insurance plans in South Jordan, Utah for 2026.
Plans from Select Health in Rating Area 3 are available as Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) options.
Individuals and families in South Jordan with incomes up to 400% FPL may qualify for significant subsidies to reduce monthly premiums.
Utah expanded Medicaid in 2020, covering adults with incomes up to 138% FPL, including many South Jordan residents.

Navigating health insurance options in South Jordan, Utah, for 2026 often involves considering prominent local carriers like Select Health. As a major provider in the state, Select Health offers a range of plans through HealthCare.gov, the federal marketplace serving Utah residents. For individuals and families in South Jordan, understanding the specifics of Select Health's offerings, including plan types, network structures, and how subsidies can reduce costs, is crucial for making an informed decision. This guide focuses on what Select Health provides in your area and how to access their coverage.

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What Select Health Plans Are Available in South Jordan?

For the 2026 plan year, Select Health offers marketplace-compliant health insurance plans to residents of South Jordan, Utah. These plans are available through HealthCare.gov. In Utah, marketplace choices primarily consist of Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. Select Health provides options within both of these network structures, allowing consumers to choose based on their preference for provider flexibility and cost. It is important to note that PPO plans are generally not available on-exchange in Utah, meaning your marketplace options will focus on HMO and EPO designs. An HMO plan typically requires you to choose a primary care provider (PCP) within the network and get referrals for specialist visits. EPO plans offer more flexibility, allowing you to see specialists without a referral, but generally still require you to stay within the plan's network for covered services. Both plan types emphasize in-network care to keep costs down.

Understanding Subsidies and Affordability for Select Health Plans

For many South Jordan residents, the cost of health insurance can be significantly reduced through financial assistance available via HealthCare.gov. These subsidies, primarily in the form of premium tax credits, are designed to make coverage more affordable. Eligibility for these subsidies is based on your household income relative to the Federal Poverty Level (FPL).

Household Size	100% FPL (Medicaid Eligible)	150% FPL (Enhanced Silver)	200% FPL (Subsidies Available)	400% FPL (Max Subsidy Eligibility)
1 Person	$15,060	$22,590	$30,120	$60,240
2 People	$20,440	$30,660	$40,880	$81,760
3 People	$25,820	$38,730	$51,640	$103,280
4 People	$31,200	$46,800	$62,400	$124,800

Figures are based on estimated 2026 Federal Poverty Level (FPL) guidelines. Actual thresholds may vary slightly.

If your income falls between 100% and 400% FPL, you are likely eligible for premium tax credits that can be applied directly to your monthly premium, lowering your out-of-pocket cost. Additionally, individuals and families with incomes up to 250% FPL may qualify for Cost-Sharing Reductions (CSRs), which reduce deductibles, copayments, and out-of-pocket maximums, making an Enhanced Silver plan particularly valuable.

Utah Medicaid and CHIP for South Jordan Residents

Utah expanded Medicaid in 2020, significantly broadening access to affordable health coverage for many low-income residents, including those in South Jordan. Adults with household incomes up to 138% of the Federal Poverty Level (FPL) may qualify for Utah Medicaid. This program provides comprehensive health benefits with no monthly premiums and minimal out-of-pocket costs. For specific populations, Utah offers additional Medicaid and CHIP programs:

Pregnant Women: Utah Medicaid covers pregnant women with income up to 144% FPL. This coverage includes prenatal care, labor and delivery, and postpartum care.
Children (CHIP): The Children's Health Insurance Program (CHIP) in Utah covers uninsured children in households with incomes up to 200% FPL.

Residents who believe they may qualify for Utah Medicaid or CHIP can apply through Utah's Medicaid portal (medicaid.utah.gov) or through HealthCare.gov.

Health Insurance Carriers in South Jordan

South Jordan, located in Salt Lake County, is part of Utah Rating Area 3. In 2026, 5 carriers offer marketplace plans in Rating Area 3, which covers Davis, Salt Lake, Summit, Tooele, and Wasatch counties. These carriers provide a range of options for residents seeking coverage through HealthCare.gov. The confirmed carriers for this rating area are:

BridgeSpan Health Company
Imperial Health Plan of Utah
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

Select Health is a prominent choice among these, offering plans that integrate with local healthcare providers within its network. South Jordan's population of 82,686, with an uninsured rate of 4.1% per U.S. Census Bureau ACS 2024 5-year estimates, benefits from having multiple carrier options to promote competitive pricing and diverse plan choices.

Local Healthcare Access in South Jordan through Select Health

Select Health plans in South Jordan typically utilize a network of local hospitals, clinics, and physicians. Salt Lake County, which encompasses South Jordan, is home to 10 acute care hospitals. Major systems include Intermountain Health, with facilities like Intermountain Medical Center in Murray and Intermountain Health Riverton Hospital in Riverton, and the University of Utah Hospital and Clinics in Salt Lake City. Other significant hospitals serving the area include Holy Cross Hospital - Salt Lake and St Mark's Hospital in Salt Lake City. When choosing a Select Health plan, it's essential to verify that your preferred doctors and any necessary specialists or hospitals are included in the plan's specific network.

Making Your Health Insurance Decision in South Jordan

Choosing the right health insurance plan, especially from a carrier like Select Health, involves evaluating your specific needs, budget, and access preferences.

If your income is below 138% FPL: You likely qualify for Utah Medicaid. Apply through medicaid.utah.gov or HealthCare.gov.
If your income is between 100% and 400% FPL: You are eligible for premium tax credits on HealthCare.gov. Consider a Silver plan, especially if your income is below 250% FPL, to take advantage of Cost-Sharing Reductions.
If your income is above 400% FPL: You can still purchase a plan on HealthCare.gov or directly from Select Health. Focus on the metal tier (Bronze, Silver, Gold) that best balances premiums with out-of-pocket costs.

A licensed health insurance producer can provide personalized guidance, helping you compare Select Health plans with other options, understand network structures, and navigate the enrollment process on HealthCare.gov at no additional cost.

Frequently Asked Questions

What types of plans does Select Health offer in South Jordan?

In South Jordan, Select Health offers both Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans through HealthCare.gov for 2026. PPO plans are not available on the marketplace in Utah.

Can I get a subsidy for a Select Health plan in South Jordan?

Yes, if your household income falls between 100% and 400% of the Federal Poverty Level, you may qualify for premium tax credits to lower your monthly costs for a Select Health plan purchased on HealthCare.gov. Those with incomes up to 138% FPL may qualify for Utah Medicaid.

How do I enroll in a Select Health plan in South Jordan?

You can enroll in a Select Health plan for South Jordan through HealthCare.gov during the annual Open Enrollment Period or if you qualify for a Special Enrollment Period due to a life event like marriage, birth, or loss of other coverage. A licensed agent can assist you with the enrollment process at no cost.

Is Select Health a good option for families in South Jordan?

Select Health is a well-established carrier in Utah and offers a variety of plans that can suit families in South Jordan. Their HMO and EPO plans provide access to a network of local providers and hospitals in Salt Lake County. Evaluating your family's specific healthcare needs and preferred doctors against their network is key to determining if it's the right fit.