Updated July 2026 · UtahPlanFinder.com — Licensed Health Insurance Producer (NPN #21249133)

University of Utah Health Insurance Plans in Daggett County, UT

In 2026, 4 carriers, including University of Utah Health Plans, offer marketplace plans in Daggett County's Rating Area 6.
Daggett County residents with incomes up to 400% FPL may qualify for subsidies on HealthCare.gov to reduce plan costs.
Utah Medicaid is available to adults with incomes up to 138% FPL, with higher thresholds for pregnant women (144% FPL) and children (200% FPL).
Health insurance plans in Daggett County are limited to HMO and EPO network types on the HealthCare.gov marketplace.

If you're looking for health insurance options from University of Utah Health Plans in Daggett County, Utah, you'll find them available through HealthCare.gov, the federal health insurance marketplace. As a resident of Daggett County, you have access to plans from University of Utah Health, alongside other carriers, within Rating Area 6. These plans are designed to comply with the Affordable Care Act (ACA), meaning they cover essential health benefits and cannot deny coverage based on pre-existing conditions. Understanding your eligibility for financial assistance, such as premium tax credits and cost-sharing reductions, is key to making these plans affordable for your household.

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What Types of University of Utah Health Plans Are Available in Daggett County?

In Daggett County, University of Utah Health Plans, like all other marketplace carriers, offers plans with either Health Maintenance Organization (HMO) or Exclusive Provider Organization (EPO) network structures. It is important to note that PPO (Preferred Provider Organization) plans are not available on-exchange in Utah. This means your choice for marketplace coverage will be between HMO and EPO options, which typically require you to choose a primary care provider within the plan's network and may require referrals for specialist visits (HMOs). EPO plans offer more flexibility to see specialists without referrals but limit coverage to in-network providers only. All plans, including those from University of Utah Health Plans, are categorized into metal tiers: Bronze, Silver, Gold, and Platinum. These tiers indicate the percentage of healthcare costs the plan is expected to cover versus your out-of-pocket expenses.

Bronze plans: Offer lower monthly premiums but have higher deductibles and out-of-pocket maximums. They cover about 60% of costs, making them suitable for those who expect minimal healthcare use or want protection against catastrophic events.
Silver plans: Provide moderate premiums and cost-sharing. They cover about 70% of costs. These plans are particularly valuable for individuals who qualify for cost-sharing reductions, which can significantly lower deductibles, copayments, and out-of-pocket maximums.
Gold plans: Have higher monthly premiums but lower deductibles and out-of-pocket maximums, covering about 80% of costs. They are ideal for those who anticipate needing more frequent medical care.

University of Utah Health Plans offers a range of these metal tiers, allowing you to select a plan that best balances your monthly premium with your expected healthcare usage and budget.

How Do Subsidies Make University of Utah Health Plans More Affordable?

Many Daggett County residents can significantly reduce the cost of their University of Utah Health insurance plan through federal subsidies available on HealthCare.gov. These subsidies come in two main forms:

Premium Tax Credits (PTC): These credits directly lower your monthly premium payment. Eligibility is based on your household income relative to the Federal Poverty Level (FPL). For 2026, individuals and families with incomes between 100% and 400% FPL may qualify for these credits. The exact amount depends on your income, household size, and the cost of the benchmark Silver plan in your area.
Cost-Sharing Reductions (CSRs): Available exclusively with Silver plans, CSRs reduce the amount you pay out-of-pocket for deductibles, copayments, and coinsurance. You may qualify for CSRs if your household income is between 100% and 250% FPL. Combining a Silver plan with CSRs can make healthcare much more affordable, effectively giving you a plan with Gold or even Platinum-level benefits at a Silver-tier premium.

For example, a single adult in Daggett County earning $35,000 (around 250% FPL) would likely qualify for substantial premium tax credits and cost-sharing reductions, making a University of Utah Health Silver plan much more affordable than its sticker price. It's crucial to apply through HealthCare.gov to determine your exact eligibility and see how much you can save.

University of Utah Health Insurance and Utah Medicaid Eligibility in Daggett County

Utah expanded its Medicaid program in 2020, significantly broadening eligibility for low-income adults. As a result, many Daggett County residents who previously would not have qualified for assistance can now access comprehensive healthcare coverage through Utah Medicaid.

Adults: If your household income is up to 138% of the Federal Poverty Level, you may qualify for Utah Medicaid. This provides comprehensive health coverage with little to no out-of-pocket costs.
Pregnant Women: Pregnant women in Daggett County may qualify for Utah Medicaid if their household income is up to 144% FPL. This coverage includes prenatal care, labor and delivery, and postpartum care.
Children (CHIP): Uninsured children in households with incomes up to 200% FPL may be eligible for Utah's Children's Health Insurance Program (CHIP).

If your income falls within these ranges, exploring Utah Medicaid is a critical first step. You can apply directly through Utah's Medicaid portal at medicaid.utah.gov. For those whose incomes are above the Medicaid threshold but below 400% FPL, marketplace plans from University of Utah Health and other carriers, with subsidies, become the primary option.

Health Insurance Carriers in Daggett County

Daggett County, with a population of 783 per U.S. Census Bureau ACS 2024 5-year estimates, is part of Utah Rating Area 6. This rating area is a multi-county region, covering Beaver, Carbon, Daggett, Duchesne, Emery, Garfield, Grand, Juab, Kane, Millard, Piute, San Juan, Sanpete, Sevier, Uintah, and Wayne counties. In 2026, 4 carriers offer marketplace plans in Rating Area 6, providing a choice of HMO and EPO options for residents. The confirmed carriers offering marketplace plans in Daggett County for 2026 are:

BridgeSpan Health Company
Regence BlueCross BlueShield of Utah
Select Health
University of Utah Health Plans

These carriers provide a range of plans across the Bronze, Silver, and Gold metal tiers, allowing you to compare benefits and costs to find the best fit for your healthcare needs. While Daggett County has no acute care hospitals within its boundaries, residents typically travel to neighboring counties for hospital services. The county has a median income of $66,000 and an uninsured rate of 10.4%.

Making Your Decision: Choosing a University of Utah Health Plan

Choosing the right health insurance plan, whether from University of Utah Health or another carrier, involves evaluating your specific needs, budget, and health status. Consider these factors:

Your Income: This determines your eligibility for premium tax credits and cost-sharing reductions. Use HealthCare.gov to get an accurate estimate of your subsidies.
Expected Healthcare Use: If you anticipate frequent doctor visits or need prescription medications, a Gold plan or a Silver plan with CSRs might be more cost-effective despite higher premiums. If you expect minimal care, a Bronze plan might suffice.
Provider Network: Ensure your preferred doctors, specialists, or hospitals are in the network of the University of Utah Health plan you choose. Since Daggett County has no local hospitals, understanding the network for care in neighboring counties is particularly important.
Deductibles and Out-of-Pocket Maximums: Understand how much you might have to pay before your plan starts covering costs, and what your maximum annual financial responsibility will be.

Navigating these choices can be complex. A licensed health insurance producer can provide personalized, free assistance, helping you compare University of Utah Health plans with others, understand your subsidy eligibility, and enroll in the best plan for your situation.

Frequently Asked Questions

Does University of Utah Health offer PPO plans on HealthCare.gov in Daggett County?

No, in Utah, PPO plans are not available through HealthCare.gov. University of Utah Health, along with other carriers, offers only HMO and EPO plans on the federal marketplace in Daggett County for 2026.

Can I get help paying for University of Utah Health insurance in Daggett County?

Yes, if your household income is between 100% and 400% of the Federal Poverty Level, you may qualify for premium tax credits to lower your monthly payments for University of Utah Health plans purchased through HealthCare.gov. Cost-sharing reductions are also available for those with incomes up to 250% FPL who choose Silver plans.

What are the income limits for Utah Medicaid in Daggett County?

Utah expanded Medicaid in 2020. Adults in Daggett County with incomes up to 138% of the Federal Poverty Level may qualify for Utah Medicaid. Specific thresholds also exist for pregnant women (up to 144% FPL) and children through CHIP (up to 200% FPL).

How do I enroll in a University of Utah Health plan in Daggett County?

You can enroll in a University of Utah Health plan through HealthCare.gov during the annual Open Enrollment Period, or during a Special Enrollment Period if you experience a qualifying life event like marriage, birth of a child, or loss of other coverage. You can also get free assistance from a licensed health insurance producer.