Medicare in Utah — Plans, Enrollment & Costs

Turning 65? Start with enrollment — the deadlines cost real money to miss.

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Two things to settle first.

Your window opens three months before your birthday and closes three months after. Miss it and a Part B penalty stays on your premium for life.

Advantage plans in your county, with real premiums, star ratings and out-of-pocket maximums.

The one real decision. Neither is automatically better.

Any doctor who accepts Medicare, anywhere in the country. No cap on what you pay without a supplement.

A private all-in-one plan, usually with drug coverage and extras. Low premium, but you use a network.

Pays the deductibles and coinsurance Original Medicare leaves behind. Costs more monthly, far fewer surprises.

The letters tell you nothing. Here is what each pays for.

Inpatient stays, skilled nursing, hospice. Most people pay no premium.

Appointments, outpatient care, lab work, equipment. This is the part with the late penalty.

Not an addition. A private plan that replaces Parts A and B.

Drug coverage, standalone or bundled. Waiting creates a penalty that grows.